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AIBU?

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Relative burned through funds and now mooching

660 replies

coldcallerbaiter · 04/11/2023 22:41

AIBU to get involved? I have not said too much to him yet

So my cousin lost his parents in his 20s and got easily a million pounds in those days. He is around 60 now. Never had a job, playboy lifestyle in the Far East, womanising, divorces, no kids. Now he is back in the UK and has nowhere to go. Will not admit he is skint but then hints to live with my elderly mum in her spare room. He is not entitled to benefits as he never lived here and did not pay in or get credits. I do not know if he will even get a state pension later on. I think he should get a job and pay his rent somewhere but I doubt he will as working is beneath him, especially as it would be unskilled stuff, he wants to mooch off her. He has expensive tastes too and is in and out at night probably to bars. My mum is now phoning me worried in case he will not leave, also her quiet life is being disturbed

They are actually close as she was like a mother to him before he left to go abroad and were in touch all the years with visits.

OP posts:
IncompleteSenten · 12/01/2024 22:26

He'll be back.

NigellaAwesome · 12/01/2024 22:22

Well at least he is out, for the moment. He really is a conniving parasite isn't he?

Atethehalloweenchocs · 12/01/2024 21:37

So glad to hear that OP. Lets hope that your DM can be rid of his mooching.

coldcallerbaiter · 12/01/2024 21:11

Hi, yes he went this morning. A few hours before I arrived at dm house.

I am exhausted from thinking about it to be honest, got more important things to do. My blood pressure went up really high on the monitor so I was obviously stressed.

Anyway tomorrow we are taking dm out for lunch and we will get our nails done together, dd is here too.

Dm wanted me to make up with mooch. So I guess I am the bad guy and mooch is the victim - sigh. All her early complaints seem forgotten. See what I mean about her memory? Either that or she is being contrary, which has been known to happen. Plus mooch really turned the waterworks on and started to be more helpful to her, taking her to the supermarket and helped around the house more.

I will be civil to him once he gets his life together and stops the overtures…so it might be a long wait.

OP posts:
Cosmosforbreakfast · 12/01/2024 18:02

I hope you've managed to get him out of the house by now.

DriftingDora · 12/01/2024 10:29

I have a feeling we'll never know the real outcome here.

LookItsMeAgain · 12/01/2024 10:06

He's managed to get another week out of your mother. Every week eats into her money - more electricity/gas/heating used because he is there. How much longer is she willing to just hold her purse open and for him to take take take???

ThePoshUns · 12/01/2024 07:22

How's it going OP?🤞🏻

NigellaAwesome · 10/01/2024 11:34

Well OP, what is the latest on the METD (Mooch's Estimated Time of Departure)?

Notamum12345577 · 06/01/2024 12:11

pontipinemum · 05/11/2023 00:04

He needs to go! He will end up never leaving. Sorry just what I'm like so he's been living off 1m for 40 years about 25k per year. I know that goes a lot further in some places. But he has to have been doing something he can't have been living too much of a high life on that money.

But all that aside he needs to leave your mams house

Sorry if someone has already said this, I can’t be bothered to read the 100s of replies, but it would be far more than 25k a year. 30-40 years ago a million in the bank would get you about 50k a year interest to play with, so with him eating all the capital up over those years it means he had at least 50k a year to spend.

binkie163 · 06/01/2024 12:03

I really hope it works out ok OP rotten situation to be in.

MrsOvertonsWindow · 05/01/2024 16:00

Fingers crossed for next week OP. One thing that you could do is to ensure that those around your Mum / family members are aware of his attempts to control your Mum and her money. To date he's been able to present himself as your Mum's "rescuer" so I'd be knocking that on the head very frankly. Play dirty for want of a better phrase.

Have some open conversations with those around her, get them on side and protecting your Mum from a man who's unexpectedly rocked up and is living off her and having her look after him.

Let others know that you see his sudden appearance as a deliberate attempt to live off her and control her - frame him as a potential user. There are lots of examples on this thread of how his behaviour is controlling of her and you need to reframe this for others so that they see him as a potential abuser rather than a saviour. He's doing the running at the moment so it's now time for you to plant the seed of doubt. You sound like a compassionate person and I'll bet that's how the wider family sees you. Maybe:
"I'm really worried about Mum. Since M has arrived she's had to finance / look after him. He's been saying he wants to be Mum's carer which horrifies her. She's finding it so stressful but feels too intimidated / scared to say anything to him"
We're so worried that his aim is to take over her house - he's actually told " etc etc.
"We're trying to get him to move out and leave her in peace but he's determined to keep living off her......"

His actions show precisely what he's doing - but he's presenting himself as her saviour so you need to reframe him as her abuser.
Maybe you and DH make a list of the things he's doing and then pick out the most powerful points and start sharing them. Then when you go to force him out, the wider family is clear that you're defending your Mum against someone using her for his own needs.

Sorry that's a bit long 😊

Cosmosforbreakfast · 04/01/2024 13:32

OP there are always vulnerable elderly people, he won't limit himself to relatives.

Of course you weren't imagining he was a wrong one, alarm bells were ringing when he said he'd look after your mum, didn't he say this at a funeral before he moved in?

I understand where you're coming from, these kind of people don't really reveal who they are until the damage is done. They plan ahead, they play a long game. They won't let anyone get in the way. You may think they'll be away and be no more trouble but they don't work that way.

I really hope everything goes as planned and you can get him out of the house and get his claws out of your poor mum. He knows you have a lot going on , your own life to deal with, your mum's reluctance to do anything, it just makes it easier for him unfortunately.

coldcallerbaiter · 04/01/2024 13:05

Yes it was a prepaid family holiday! Yes we went, why should my whole family miss out and lose thousands over this? Me missing the holiday would have made no difference whatsoever, unless my aim was to forcibly evict him right then, and that was never possible as dm had her own timeline. He didn’t take her bank or house whilst I was away.

What this thread echoed back to me was I wasn’t imagining he is a wrongun. I have been as balanced as I can be, I have also mentioned his good points and the family long-standing relationship. I was always going to evict him. I will do so next week if he is not out. I am not looking forward to my inner screaming banshee coming out. Dh is coming too, but has been told not to touch him, last thing he needs is a criminal record. I am on a waiting list for surgery. I am attempting to stay calm as my family need me.

OP posts:
DriftingDora · 04/01/2024 12:49

Cosmosforbreakfast · Today 12:18

I think OP and her mum really don't realise how ruthless these kind of people are and how they will go to any lengths to get what they want.

As I've said in a previous post, there's something about the OP's responses to this situation that don't add up. On one hand, she says it is causing her mother distress and comes on to ask for advice, but the next minute she says she feels that the impetus must come from her mother (which is disingenuous, to say the least). Also questionable that anyone would consider going away on holiday, leaving their elderly mother to cope with a situation that may cause her harm. OP's response was that the person in question isn't violent and would never harm her mother, but she's seemingly oblivious of the fact that 'harm' is not just physical, it takes many forms, including financial.

Edited, having read the OP's last post: What proof do you have that he let his tenants stay in the house he owned 'for free'? So once again, you are being gullible and believing that he truly has no money? And by the way, your mother may have no choice about 'speaking to the authorities' if the authorities come knocking - have you asked yourself where he's getting any money from?🙄

coldcallerbaiter · 04/01/2024 12:45

@Cosmosforbreakfast He has no other vulnerable old person!

To answer some questions, POA not sorted yet, will do it once he is gone.

I cannot sort the accommodation issues, he would say he is doing it -dm said he will be gone next week. I will take her word for it.

Dm would flip if I reported this and she got questioned by authorities!

To those who said we should not have let him stay. He only started the carer talk after he moved in. Dm had already estimated beforehand that he could be with her up to 3 months due to emigrating anyway. She started to complain due to a mixture of the carer talk and his habits wearing her down. His habits hadn’t changed from previous visits, but started to piss her off after a few weeks. He also started the low on funds talk, this was all new.

Mooch made some huge assumptions, without asking us first. He sold his last UK property recently before emigrating. He was a landlord up til then. He left the property empty for years on and off as he wasn’t bothered to get tenants, he let friends stay there for free. He never stayed there himself, always went to dm. Bizarre behaviour.

He gave away money over the years to various wife/gf families, paid for medical treatments for their families

So I have no idea of his bank balances.

He must think I am less in need of my inheritance! I would ideally like dm to spend freely on herself, then whatever is left will go to my 3 kids. So no I do not need it for myself. Mooch I am guessing thinks I have a dh and a tidy life. Again huge assumptions to think therefore he might as well benefit due to presenting us with a fait accompli situation - but we have watched him make each decision himself over the years to not look after his funds. Plus we told him things were unwise occasionally, he never listened.

OP posts:
ThePoshUns · 04/01/2024 12:23

I agree @Cosmosforbreakfast he's very calculating.

Cosmosforbreakfast · 04/01/2024 12:18

I think OP and her mum really don't realise how ruthless these kind of people are and how they will go to any lengths to get what they want. Look at how he just announced he was moving in to care for OP's mum, straight away distancing OP, ignoring that she was on the scene. He's come up with excuse after excuse not to leave and dictates to OP and her mum when he'll be visiting etc IF they ever get him out. He's spinning stories to cover himself to other family members. This isn't just a pain in the neck over staying his welcome, this is a cold calculating devious person with every intention of leaving OPs mum with nothing, he'll have OPs inheritance, waste that too and then move on to another vulnerable old person.

Riverlee · 04/01/2024 09:50

@coldcallerbaiter Any update? Have you asked him what the paperwork hold up is? Maybe be proactive and sit down with him to sort it out, rather than letting him give you vague responses to his plans.

Nanaof1 · 04/01/2024 09:36

FloofCloud · 02/01/2024 17:52

Sounds dreadful!! Just make sure he hasn't sneaked himself onto any of the bills or such.
Can you buy a key safe and if he comes, it's by appointment and he can have the key safe lock code then. Its such a shame but it's a worry he's either trying to saddle
Himself with your mum til she has to leave the house one way or another, then he'll stake a claim on his 'abode' so you can't sell etc ... apologies if you've already covered in this thread as not RTFT

That's what I keep thinking. He wants OP's mother's house and he has plans to get it. All it takes is him establishing residence before it ends up costing thousands to get him out, IF you can get him out.

I've seen his type and dealt with it too. Not fun once they get their hooks in.

DriftingDora · 03/01/2024 20:32

sonjadog · 03/01/2024 15:25

No. You can't take away another adult's agency in this way. The OP's mother is mentally capable and has the right to decide over what happens in her own life. The OP can help her mother when asked, but she can't just step in and make unilateral decisions about another adult's life. It is a situation to be managed in a way that gives her mother control over what happens, but which also makes sure she is not being taken advantage of. It seems like the OP is on her way to doing that.

Quote from the OP's original post of 04/11/23:

"My mum is now phoning me worried in case he will not leave, also her quiet life is being disturbed".

The OP then went on to tell us that there are some distinctly dubious aspects to his previous 'history' and that even her own daughter describes him as 'creepy'. Then there is the little matter of how he has got through so much of his money in such a short time, with no visible signs of what he's used it for. If this isn't sounding clear warnings, I don't know what would. Something here doesn't add up.

Then there is the question of virtually allowing him to set his own schedule for leaving, instead of giving him a much earlier, non-negotiable date (the OP didn't post until 4/11/23 - how much leeway has he had and he's still calling the shots?).

I suppose the next logical step is that he moves a lady friend in (place your bets).

I can only presume that in spite of the rhetoric OP and/or her mother are quite happy allowing him to set his own agenda - in which case, why bother to post asking for advice?

I rest my case.

LadyLindaT · 03/01/2024 15:51

You clearly have your mother's best interests at heart. Stick to your guns!

AcrossthePond55 · 03/01/2024 15:41

@sonjadog

Xpost with you! Absolutely right on!

AcrossthePond55 · 03/01/2024 15:33

To all saying OP needs to 'step up', her mother has not been determined mentally incompetent. OP can't unilaterally decide to kick this man out if her mother permits him to stay. If OP does go to the police or the authorities, all her mother has to do is be coherent and tell the police that she is allowing him to stay and that she is not being 'taken advantage of'.

We all know that's how it is in situations of abuse of any kind (other than when there are physical injuries) or if someone needs care but doesn't want it. If the person doesn't take action, then there's really nothing to be done until the point is reached where they are ruled incompetent or become an actual danger to themselves.

All OP can do is work within the parameters her mother is setting, 'counsel' her to take a harder line, and watch carefully in the future. Should she let this relative know how she feels in no uncertain terms, sure. But she can't order him out when her mother is taking a 'softly softly' approach.

sonjadog · 03/01/2024 15:25

DriftingDora · 03/01/2024 14:51

The plain truth of this whole sorry mess is that the OP's mother needed protecting from this man - he should have been given his marching orders long ago, and the OP knows it. The implications of him getting his foot firmly in the door - as he has done - and the OP's seeming unwillingness to take firm action on behalf of her mother, such as seeking police or legal advice regarding coercive control has created a situation that could have been avoided.

Whether her mother does veer between one minute accepting him as a permanent lodger and then the next minute wanting him gone we have only the OP's account, but this should not come into the equation. If there is anything remotely dubious about him - and his past life (and the OP herself has talked about this) - then he should have been outed long ago, for her mother's own long-term protection and welfare.

No. You can't take away another adult's agency in this way. The OP's mother is mentally capable and has the right to decide over what happens in her own life. The OP can help her mother when asked, but she can't just step in and make unilateral decisions about another adult's life. It is a situation to be managed in a way that gives her mother control over what happens, but which also makes sure she is not being taken advantage of. It seems like the OP is on her way to doing that.