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Relative burned through funds and now mooching

660 replies

coldcallerbaiter · 04/11/2023 22:41

AIBU to get involved? I have not said too much to him yet

So my cousin lost his parents in his 20s and got easily a million pounds in those days. He is around 60 now. Never had a job, playboy lifestyle in the Far East, womanising, divorces, no kids. Now he is back in the UK and has nowhere to go. Will not admit he is skint but then hints to live with my elderly mum in her spare room. He is not entitled to benefits as he never lived here and did not pay in or get credits. I do not know if he will even get a state pension later on. I think he should get a job and pay his rent somewhere but I doubt he will as working is beneath him, especially as it would be unskilled stuff, he wants to mooch off her. He has expensive tastes too and is in and out at night probably to bars. My mum is now phoning me worried in case he will not leave, also her quiet life is being disturbed

They are actually close as she was like a mother to him before he left to go abroad and were in touch all the years with visits.

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AcrossthePond55 · 10/03/2025 22:31

@coldcallerbaiter

Well I hope he is gone. But if he is faking that, I think he'll lie low for awhile, long enough to make it seem like he 'gave it a go'. So it's at least a reprieve.

Just don't let your guard down.

dysonwithdeath · 10/03/2025 22:22

Like all grifters he resents you for what you've done for him. He feels aggrieved because you haven't given him what he wants.

If you did give him what he wanted he'd feel aggrieved because you didn't turn cartwheels too.

AlertCat · 10/03/2025 21:27

Ha, money problems because she doesn’t want to give him a load of freeloading! The only possible explanation in his mind, it couldn’t possibly be that he was being utterly unreasonable.

coldcallerbaiter · 10/03/2025 21:05

Yes, I will keep my eyes peeled for a reappearance.

He had the nerve to say to her on the last call that we were both obsessed with money and if she was having money problems why didn’t she sell up and come live with me her dd. We did not say she had any money problems ever and who asked for his financial advice anyway, we aren’t the ones up shit creek.

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dysonwithdeath · 10/03/2025 11:52

His tactic failed to return the desired result so he's retreated to formulate a new plan.

Oncewornballgown · 10/03/2025 10:38

Given that it is difficult to trust anything that he says, you are always going to be left wondering. Not being honest, or revealing plans, is possibly how he feels that he can be in control and one step ahead of everyone. In my experience, it leaves you vigilant and constantly looking over your shoulder for the next manoeuvre. I think he played his hand too early and misjudged both your mother’s level of competence and the amount of support and communication she has with you. It is unlikely that he won’t turn up again with a fresh crisis but I hope, for all your sakes, that he just thinks that particular well is dry.

dysonwithdeath · 09/03/2025 19:30

He may be lurking around the corner in a B&B.

He can get pension credit which is around the same amount as contribution based pension but gives entitlement to cold weather payments too.

Ooral · 09/03/2025 19:06

coldcallerbaiter · 09/03/2025 16:09

Hibernatingtilspring
according to him, he just isn’t eligible. He would get a basic pension at 67 if he had stayed. He probably thinks he couldn’t live on that and has a few years to go til then. But he could have worked til then. It just did not seem an option to him. It does not add up to me. However his and my mindsets are v different obviously.

I also have an irrational worry he hasn’t actually left the UK, and is lurking.

My first thought was, he hasn't gone anywhere...

coldcallerbaiter · 09/03/2025 18:50

LongDarkTeatime
He is a dual citizen so he has a passport for abroad, he just has to become a resident again which is simple.

He never owned property there. Only had UK property that was inherited. Pretty sure about that. Think he did not want his wives to get anything if divorced and he is 3 times divorced. According to him marrying abroad there gave the women no access to his UK homes (when he had them). He was obviously really generous though, His opinion was good quality local young women were looking for marriage or they would look elsewhere eventually. When 1 pushed for children, he refused and she divorced him. The other 2 found richer foreigners and left and moved abroad with their new husbands. I think they saw the money dwindling and his lack of being a family orientated guy and they bailed but that’s just my opinion in hindsight.

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LongDarkTeatime · 09/03/2025 17:58

@coldcallerbaiter I would label irrational to worry that he may actually be lurking quietly in the UK. It seems to fit with his past behaviour.
If he’s gone back to the other country on a UK passport would this be on a tourist visa and for a limited time?

Cosmosforbreakfast · 09/03/2025 17:47

I want to say I'm relieved for both you and your mum that he's gone but this is probably just another step in whatever he's planning next. I really would not take my eye off the ball where he's concerned. He's probably thinking things will settle down, it'll all be forgotten about and bam, he'll be back with some other sob story about things going wrong. In the meantime, enjoy the peace and best wishes to your mum for a speedy recovery from her surgery.

Vroomfondleswaistcoat · 09/03/2025 16:26

Is there any chance that he never sold the property in the other country and has just gone back there? I wondered if he said he sold it, in order to prevent him being told to just go back and live in it - but we was intending to wait it out in your mum's house and then sell the property to give him plenty of money to splash about after she'd gone?

coldcallerbaiter · 09/03/2025 16:09

Hibernatingtilspring
according to him, he just isn’t eligible. He would get a basic pension at 67 if he had stayed. He probably thinks he couldn’t live on that and has a few years to go til then. But he could have worked til then. It just did not seem an option to him. It does not add up to me. However his and my mindsets are v different obviously.

I also have an irrational worry he hasn’t actually left the UK, and is lurking.

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Hibernatingtilspring · 09/03/2025 15:55

Is he able to claim any benefits here yet? I have known people visit the UK often enough to convince the DWP that they're resident here to continue a claim, and keep access to the money despite being abroad. Though that's usually with pensions (as there are understandably fewer checks/in person appointments than say, unemployment benefits)

coldcallerbaiter · 09/03/2025 15:51

Yes MH services saw him. It was an emergency/ ambulance called. And probably fake. But yes, UK citizen and passport holder. It’s a big advantage compared to where he is going.

Who wants to be penniless, in a party/tourist spot. Maybe he has more friendships to harvest there idk.

If it fails there, he’ll bounce back here saying he tried to get a job but was unsuccessful. I just think his reasoning is, that we think he is not trying other options, but surely now they’re going to see I did try but just can’t survive.

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Rosscameasdoody · 09/03/2025 15:46

FortyElephants · 09/03/2025 15:26

If he's been living abroad for years he won't be entitled to welfare benefits or free healthcare.

He will if he’s a British citizen returning from abroad. He’ll have automatic right of abode in the UK. If he passes the ordinarily resident test on resettling here he will be immediately entitled to free NHS care and access to means tested benefits.

coldcallerbaiter · 09/03/2025 15:46

NaomhPadraigin · 09/03/2025 15:18

I'd just be glad he was gone @coldcallerbaiter.
I imagine he thought your poor DM would say Oh No, don't go! Stay here please.
Hope your DM is well recovered now and moochy-moocherson stays away.

Yes, I think the final call, he thought she would rein it back and relent if he said he would be going back abroad.

I know he was desperate but in effect he was asking to be housed and living expenses paid for, for the rest of his life by her and then by me in turn. I do resent that he kind of made her do this brutal rejection of him in her old age, I know it plays on her mind. Dm was known as a seeet kind soul by everyone we knew and generous. Bit tragic all round.

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FortyElephants · 09/03/2025 15:26

If he's been living abroad for years he won't be entitled to welfare benefits or free healthcare.

Hazel665 · 09/03/2025 15:18

coldcallerbaiter · 04/11/2023 23:29

@Crumpleton he is living there atm, as he just came from abroad, thought he would stay a few weeks and rent a place but now he says he will be there for Xmas so it has been about 5 weeks now.

I think you and your mother should make it clear to him that this is temporary. You should then help your mother, with his knowledge, draft a letter to the council telling them that she cannot house him any longer and is making him homeless. Make two copies - send one to the council housing department and give one to him. He should then go to the council housing department with the letter and say he is homeless. They will then put him in temporary accommodation I should think, and on the urgent list for housing. This happened to a friend with her small child and it all worked out okay. The council won't help him if they think your mother will.

I remember a case at our local church where an elderly man and his wife had been living in Spain. Wife died, he couldn't manage without her, they only rented out there and he lost the house. He came back here and turned up at the church. They paid for him to stay in a Travelodge for a week and helped him approach the council for housing.

NaomhPadraigin · 09/03/2025 15:18

I'd just be glad he was gone @coldcallerbaiter.
I imagine he thought your poor DM would say Oh No, don't go! Stay here please.
Hope your DM is well recovered now and moochy-moocherson stays away.

binkie163 · 09/03/2025 15:08

Fingers crossed he has gone for good. Spongers like him are harder to get rid of than a sticky bogey!

coldcallerbaiter · 09/03/2025 15:00

Update. Mooch apparently went back to the
original country abroad, he said he was doing it last month but we have not heard from him since and dm has not called him. She had a minor operation and was out of the loop anyway. She has calmed down but is curious about how he will cope at his age. Nothing adds up. He was better off in a welfare state country for healthcare and maybe some benefits. Where he has gone is tough if you are penniless. He said a friend would put him up in a spare rental. I cannot imagine that can last a lifetime.

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coldcallerbaiter · 20/01/2025 20:51

@AcrossthePond55
I am sure they were sold.

We knew all the property he had and he sold it all - it was all family property.

Agree about the nightmare of fraud with callers. My dms late husband got to his mid 80s and was falling for internet scams, fortunately no calls. She has caller ID.

I have no idea if he is homeless now. I never even knew his last address tbh. We never actually asked, we just had his mobile phone number.

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coldcallerbaiter · 20/01/2025 20:39

dysonwithdeath · 20/01/2025 16:03

Google him see if anything comes up. Or Facebook.

No nothing comes up.

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AcrossthePond55 · 20/01/2025 16:42

@coldcallerbaiter

Well, obviously your mum needs to keep her landline. Would she be able to 'work with' a phone with caller ID? Looking at the numbers and remembering which numbers to answer and which to let go to voicemail? My mum at 84 would have been fine doing so, but by 90 my brother (who was her carer) had to take the phone out of the living room and put it in his room because she was answering calls and giving out personal information or agreeing to 'charity donations' or visits by salespeople. Luckily no one ever got her bank details off her!

As far as his property, I know he said he sold his but do you know for sure he did? It's quite possible that either he didn't, he had other property, or if he did he secured those funds. It would make sense as far as him having 'fallback money' in case your mum refused to take him in. And when your mum took him in he decided to scam your mum by pleading poverty so he could keep that fallback money 'just in case'. This would also explain why he isn't 'homeless' and begging to come back.

And if he is on the run from 'someone who would harm him' I wouldn't want him within 50 miles of my mum (or anyone I cared about).

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