How much disposable income do you have

lol, 'disposable income'. good one.

Just totted it up for the first time in a while and after bills, pension, fuel and food we have £3000 left for everything else a month. I remember vividly when our entire income for the month was £3000 so we do appreciate it and watch it carefully.

But I suspect I'm older than many of you, kids are adults and mortgage is paid off

I mean £3-4K

You ways get a bit of that on MN. There are a few people who claim to have very lucrative busy careers but post on MN all day.

Some people are either lucky or have genuinely done well though. We were one of those families struggling not so long ago, and on paper our disposable income is OK, (not great compared to MN posters) but we still have no hope of buying a home and are in our 40's. Some people with less disposable income on here own their homes, so in theory are asset rich instead. Swings and roundabouts.

It's frustrating, but I'm just grateful for being in the middle, but am still pissed off we both work pretty hard just to tread water. We save, then something happens and the savings go, but we are lucky to have them in the first place. I think childcare and rental costs have contributed the most to this frustration tbh. The government have ensured that regular families stagnate despite both families bringing in two FT wages. Our wages have not kept up with inflation at all.

Lots, but we put it into isa's pensions and high interest savings as we are hoping to quit work in 5 years time.

OP asked a question and people have answered 🤷‍♀️

About £1000 after everything is taken out. DH is the same so we are currently saving around £2000 a month.

I have seen plenty where people boast on here. That’s up to them. I just find it distasteful when there are millions on the bones of their arse struggling with the COL crisis.
I just won’t comment or look on threads like this anymore. I don’t need the likes of you jumping on me.

Oh god, and there was me hoping I had 2.49 in my account last night so I could watch something with the kids on Amazon. So interesting to see how everyone else lives

Joint net income 7.5k. Bills come to about 1.9k. We are mortgage free and no other debts.

Around 4k disposable after bills per month

I don’t actually know!! We have around £1.7k a month to buy food, petrol, clothes, meals out etc (we move this into a separate account so it’s away from saving / mortgage / bills / investments etc, and we generally do okay on that but my husband will move more over if we are short. I have access to all accounts but he tends to organise the money as he is great at it. Our kids get what they want / need but they rarely ask for anything and unnecessary extras we get them to buy using pocket money which they earn by doing chores in the house. Neither of us are big spenders so mostly our outgoings are family things

2k after bills/family savings for me.

Actual free to do anything money is around £400 per month. (Just me and my 10YO DD). But that's after everything budgeted, so hair cuts, hobbies, food, all bills etc. I also put away £550 a month in savings and am overpaying my credit card by an extra £400 a month to get rid of it before my interest free period is up.
so I could have around £1300 if needed, but I aim for the £400.

Roughly £1.5k after all bills, food and petrol etc.
Can be more some months, me and DH are self employed so can pick up extra work when it suits us

Approx £3k left over after the direct debits, food, petrol etc have gone out, and we put half of this into a savings account. Thankfully our mortgage is paid off

Roughly £2,000 - £2,500 after mortgage, bills, food shopping etc. Its taken a good few years of ploughing everything we had into paying off loans, credit cards and the like. Now we only have essential bills and mortgage to pay.
We budget hard and give ourselves a set amount each week to spend, whatever's left over goes into our savings.

Single mum to 2 DC here. I have about 350 per month but I pay for things like car insurance and home insurance annually out of savings so not really sure how that works out iyswim

I don't get this. I don't see where anyone has been boasting. Should everyone pretend they have nothing left? Some people will have £1000s, some will have £100s and some may have nothing left, isn't it better to get a wide range of responses? In reality I've no idea where we stand in terms of average disposable income, if it's higher or lower, but there will 100% be loads of people with much more than us. I wouldn't say they were boasting.

Why not?
achievement should be celebrated.

Around 50k per month.

Jokes.

Such stealth boasting on some of these posts .

After absolutely everything that needs to be paid for, about £1k. However that easily gets eaten through as my kids often need stuff replacing, the car hates me and chooses to randomly need big repairs, I’m still trying to make my ‘start again’ home liveable, still paying off debts that I got into making a new start, had to pay full dental prices recently as no nhs ones around, kids birthdays/Christmas/friends birthdays/teacher presents and all these things always seem to creep up on me (I’m not organised in the slightest). I am very aware that at the moment I’m bloody lucky to not have to worry despite a series of unfortunate events for the past 8 months. I keep rolling over the same few hundred at the end of the month but there were times were I couldn’t even roll over 50p a week before the end of the month. It’s absolutely shit. It may well be my circumstances again some day, I need a longer term plan.

my earnings vary but usually between £100-300
Im a single parent with 2 kids.

Approximately nothing.