Have you ever invested in shares?

You're not unreasonable to put your money in the stock market (I think you'd be unreasonable to avoid it entirely) but YABU to put it all in Apple stocks.

Consider ETFs or managed funds, probably through a S&S ISA. Vanguard has one which lets you invest in all their diversified/whole-market ETFs.

My partner buys and sells small amounts of crypto. Currently he has about $20k invested and he makes between $800 - $3k a month at present as crypto is down.

He did spend quite a bit of time studying the best way to do it, but has been doing it for a few years now and has done quite well out of it. You set the bots and forget them.

I had a stocks and shares ISA for 5 years, went medium risk and made absolutely no money in that time so gave up and cashed out when the amount invested was back to the original amount I put in.

Whatever you do don’t put the whole amount into any single stock (even Apple). Far too risky. Speak to a financial advisor and get access to a diversified portfolio.

101 of investment is never put all your eggs in one basket.

BTW stock market investment is tricky and best left to people who know what they are doing. Unless you are very financially savvy and have a lot of money to invest (and I’m talking more than £10k) it’s not worth it.

A single stock is an awful idea. You want to be diversified.

Yes I have done for years. I have a high risk appetite and have done very well with some individual shares. I've invested in some funds too. It takes a lot of research though. Some of it is in ISAs, some in general investment accounts as I maxed out the ISAs. I use IWeb and Hargreaves Lansdowne.

Tim Hale's Smarter Investing is a good read, though not an approach I've stuck to.

Yes. s&s isa. I have had a few individual before but not really worth the effort and risk (nice to back a company).
I don’t think 10k is worth a financial advisor.
Choose your risk, longer term better.
(also tried blockchain back before it got sleazy- Bitcoin paid for a new kitchen in 2017 but wouldn’t do that now - too unethical and not worth it).
Ramit Sethi “I will teach you to be rich” is great (sounds sleazy but isn’t).

Yes. S&S ISA invested in a couple of different funds, one low one medium risk

Investing in individual stocks is high risk, not medium! If it's money you can afford to lose that's one thing; but diversification will help bring the risk level down.

www.moneysavingexpert.com/savings/investment-beginners/

I would watch Damien Talks Money on YouTube. Everything is on there, spreading risks, diversification etc. On his recommendation, I've set up a stocks and shares ISA on a website called Trading 212. Im having a great time watching the progress. Dont invest more than you can afford and do it gradually

Personally would put it in a S&S ISA.

I’ve got a bit stashed in stocks and shares ISAs with Wealthify and EQ, initially went well and now are worth less than invested, got close to 10% loss after a year but are now recovering and about 5% down, all medium risk eco products. Mortgage is fixed at 1.09 until 2026 and thought market should outperform over 5 year fix.

Worth a punt if you can afford a loss short term imo

I stay away from single stocks and invest in funds instead, less risky.

I have a Hargeaves Lansdown S&S ISA and do a mixture of my own choices and their Portfolio Plus - https://www.hl.co.uk/funds/leave-it-to-an-expert

£10k isn’t really enough to justify a financial advisers fees imo.

If you have 10k to invest (which by the way is not a modest amount) I would make an appointment with a financial advisor before sticking all your eggs in one basket.