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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To ask how much your owe on your mortgage and your age?

678 replies

Pussywilloww · 13/06/2023 22:14

Recently remortgaged and the massive rate rise got us thinking. Made me wonder - what is the average people owe? Yes it depends on area/value/when bought etc. But to make it simple I'd be interested in
A) how much owed
B) your age

I'll go first! We owe £115k and I'm 31.

OP posts:
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MotherPuppr · 20/04/2025 14:25

Hmm and LTV varies from 15% to 70% (ish) on my first flat from before we were married.

MotherPuppr · 20/04/2025 14:23

£1.3m 😶across two investment properties, a holiday house and the family home. 38 and 36. For context we moved abroad supposedly for “a year or two” and ended up staying but can’t pull the pin on the UK yet. Yikes.

fussychica · 20/04/2025 14:06

Paid off at 46 now 68
DS and partner 380k FTBs early 30s

MellowPinkDeer · 20/04/2025 13:57

595k I’m 41

Kidsandcat · 20/04/2025 13:52

140K, 49

PainfulTruths · 17/04/2025 13:46

Mortgage Paid
33

I'd like something bigger but refuse to get a mortgage / increase my working hours so will stay where I am.

Jowak1 · 17/04/2025 13:42

£40k. Both 46

Ireolu · 15/04/2025 23:07

£405k both early 40s. Booo! DH refers to it as the boot on his neck (flare for the dramatic). It's our first house. Worth around 800k. We have no plans to upsize (we had a look and preferred our house to what we saw - even with small garden/cant justify stamp duty). Will make the changes here when we can afford to.

JHound · 15/04/2025 18:45

I owe nothing because I am not yet on the housing ladder! 😭.

netherite76 · 15/04/2025 18:38

£400k (London!)

I'm 28.

BejewelledCat · 15/04/2025 18:02

£34k

I'm 60. I couldn't afford to buy a home until I was 44 so I was a late starter. I have 3 years left until it's paid off.

34and3 · 15/04/2025 17:44

£62k. I’m 36 and will have it cleared by 40.

Pibrea · 14/04/2025 17:16

Mortgage free. My house was £94 million and I paid the mortgage off in 31 seconds at the age of 12.

BluebellBlueballs · 05/09/2024 15:05

About 50k left and 8-9 years to pay it.

I'm 47 and feel incredibly fortunate I'm not starting out as a ftb now.

Paganpentacle · 05/09/2024 13:12

a/ nothing- mortgage free
b/54

Bibblunders · 05/09/2024 13:11

£27k

I'm 54.

It will be repaid when I'm 56.

Holiday27 · 05/09/2024 12:41

115K
22YO

TheDuck2018 · 05/09/2024 12:32

Mortgage paid off at 51

Sarfar45 · 05/09/2024 12:31

100k ish I'm 44

Ryeman · 02/09/2024 12:06

£333k - we’re mid 40s

ScruffGin · 31/08/2024 22:40

280k age 40

Eviolle · 31/08/2024 18:49

36 & 37
Currently owe £56k, however it will be paid off in the next couple of months.

lobsterkiller · 31/08/2024 18:45

About 60k I'm 53.

34and3 · 31/08/2024 18:18

36 and owe £63k LTV 7%

Gogogo12345 · 31/08/2024 10:23

0 am 53

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