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AIBU?

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Original poster

AIBU to ask buyers to pay for Chancel liability insurance?

57 replies

Rooferxoxo · 06/07/2020 17:04

Selling house and buyer's solicitors have said that there may be a liability on thour house for Chancel repair and have asked us to pay £125 to cover cost of indemnity insurance for our buyers. AIBU to think the buyers should pay for Chancel repair insurance themselves as it would be for their benefit?

OP posts:
Bells3032 · 06/07/2020 17:13

@MsEllany there's a weird british thing that some older churches have the ability to levy fees on homes in their parish if they need repairs. Realistically they are probably never going to do it but lawyers recommend you get chancel repair liability insurance just in case for a really nominal fee. I paid £25 for lifetime cover

Bells3032 · 06/07/2020 17:11

When I bought my flat I paid for it as the buyer. I actually looked through my papers last week and it cost £25 and that's in South Hertfordshire/London border

MsEllany · 06/07/2020 17:10

Are you going to make me google wtf you’re talking about?!

Foxyloxy1plus1 · 06/07/2020 17:10

We paid Chancel insurance on one house we bought. It was a new build, so no choice. I think the buyer should pay.

SkelingtonArgument · 06/07/2020 17:10

I paid it as the seller, but the chancel indemnity policy was only £45. I thought the buyers were petty to ask me to pay but it certainly wasn’t worth arguing over

SparkleM · 06/07/2020 17:09

That sounds really expensive. I’m sure we got it for less than £30!

As the seller we paid as in the grand scheme of things it was a small amount and at that stage we just wanted to complete.

peeperpig · 06/07/2020 17:07

I'm pretty sure we as the buyers paid for the chancel liability insurance when we bought our house but I might be wrong.

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