Since July last year we've been trying to buy a house. At first we had a broker who it hunk was only interested in easy cases, the house got over complicated (for him) and he started to make mistakes. That was a lucky escape anyways.
So I found a local one, lovely lady. We found another house. Yes we're pushing how much we can afford but everything looked fine, until yesterday.
My husband was unlucky that he got 3 unpaid leave days (that happened during the year) all being taken from his salary in the same week. Plus another sick day a couple of weeks later. The lender averages the income for the past 8 weeks, so it looks like he's earning 10% less which means we can't afford this house.
The broker is saying she'll appeal but we'll most likely have to find another lender. I'm starting to think she should have foreseen this and now we're completely outpriced of this house. So back to the drawing board and £500 wasted on conveyancers. I'm started to get really down about all of this.