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I have been really stupid, new car

136 replies

OldGrinch · 25/08/2019 11:07

Not really an AIBU but need to vent. I am currently on a personal contact hire lease for my car which is coming near the end of contract. The car went in for a service last week and the dealer asked me if I wanted to pop in for a "chat" afterwards. Now I know this was a v bad idea as they only ever want to flog you another new car and I couldn't really afford it. Work had spoken to me about doing some extra hours so possibly more money in future but nothing confirmed. Anyway, I thought I would just go for the chat with car dealer which was utter stupidity in itself. I have ended up signing an order form for a new car for September, I don't want the car anymore, but don't think I can cancel as signed the agreement on dealers premises. Also work have now said the extra hours won't be possible after all Sad. Has anybody been in a similar situation and managed to get out of it? I know I've been a massive twerp.

OP posts:
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70isaLimitNotaTarget · 01/08/2024 21:58

chubbybear1 · 01/08/2024 19:25

I got a car on finance, signed all paperwork etc yesterday, all done online, didn't go to view the car. Last night my partners brother offered him his old car instead of getting the new one.

New one getting delivered today, phoned first thing to pull out of agreement, dealer said not possible, finance had been arranged and the car and tax now in my name, she delivered the car this afternoon. My partner says I should be covered by 14 day cooling off period and to phone finance company tomorrow, is he right? Thanks

You'd be better starting your own thread Chubby this one is 5 years old !

<Zombie>

chubbybear1 · 01/08/2024 19:25

I got a car on finance, signed all paperwork etc yesterday, all done online, didn't go to view the car. Last night my partners brother offered him his old car instead of getting the new one.

New one getting delivered today, phoned first thing to pull out of agreement, dealer said not possible, finance had been arranged and the car and tax now in my name, she delivered the car this afternoon. My partner says I should be covered by 14 day cooling off period and to phone finance company tomorrow, is he right? Thanks

PotteryLady · 09/09/2019 07:00

Did this get sorted?

KitKat1985 · 02/09/2019 20:34

Did they phone you back OldGrinch?

Rivkka · 02/09/2019 17:26

Phone them back. They won't all still be in a meeting and you'll feel much better once you've done it. Good luck.

Todaythiscouldbe · 02/09/2019 17:02

You need to phone every hour, don't wait for them to call you back. It's very unlikely all the sales people are in a meeting for any length of time, they want to sell!

InterestingView · 02/09/2019 16:38

OP just send an email now to say you've tried a few times to get through via email and phone and that you will assume their lack of response is because they have cancelled your order and dont need to discuss it further.

Just to cover yourself in case they dont get back to you and only phone you to say your car has arrived!

OldGrinch · 02/09/2019 15:42

@VictoriaBun thanks for that a cooling off period is a really good idea. I'm going to make myself have a 24 hour cooling off period for any purchases over £50 in the future Smile Hopefully I won't get into a mess like this ever again

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OldGrinch · 02/09/2019 15:36

I have rung them today and been told that all the sales people are in a meeting and someone will call me back. I also rang CAB and they said that the dealer can take me to small claims court and sue for their costs so really frightening. Now feeling horrible waiting for them to come out of meeting and ring me back. What a mess, and definitely should have sorted it soonerSad

OP posts:
BlueCornsihPixie · 02/09/2019 14:27

Why the fuck did you email them?

Everyone told you to ring. Had you rung up the day after or gone in in person then this would have been so much easier, im sure there would have been no problems. Now you've left it so long, and it could be so much harder.

I hope you get this sorted but if not it's massive lesson in learning to he less passive

Ferretyone · 02/09/2019 14:18

If you have not already sorted this please - before you rush in - get some advice from [say] Citizens Advice. The legal situation is complex and you should not simply accept anything you are told [for instance from the garage]. You "may" have breached the contact to buy but that does not mean that you need to pay the full price. The garage may be able to sue for their losses. Legally you might argue that they have not lost anything - they have the car. But they will be horrendously dissapointed.

Do please update us [if you have not] @OldGrinch

Hobbesmanc · 02/09/2019 13:56

Awww I feel your pain. I did the same things years ago with Citroen. Was perfectly happy taking out a loan to buy out my lease but then a slick and rather dishy salesman bamboozled me into taking a a new car.

When I tried to cancel it by phone a few days later (realising that it was a disastrous expense) he advised that the car had already been registered in my name so it couldn't be cancelled. I held my ground and although I was mortified, they did eventually agree to cancel.

KitKat1985 · 02/09/2019 11:51

Did you manage to phone them OldGrinch?

Isthisit22 · 02/09/2019 07:23

Make sure you ring or you are going to end up with this car.

Then look into some kind of counselling/assertiveness training as being this timid is going to hinder you in life

OldGrinch · 02/09/2019 07:03

Going to ring them this morning

OP posts:
Rivkka · 01/09/2019 11:15

Phone today. Good luck, it'll be ok if you do it quickly.

RumpoleoftheBaileys · 01/09/2019 11:12

Bloody hell, pick up the phone!

couchparsnip · 01/09/2019 10:38

Just phone them. The person on the end of the phone won't be trying to catch you out or anything.
Tell them you sent an email and would like check it has been received.
Tell them what the email said and ask what the cancellation policy is. Then you'll know.

VictoriaBun · 01/09/2019 10:25

Whatever the outcome in the future always give yourself a ' cooling off period'
Set yourself a limit, say £ 500. If you ever see something that costs over that ( anything ) walk away. If it's still calling out to you the next day or so then maybe you really need it in your life !
I used to have a clothes shopping obsession , couple of times a week, maybe £150. Most of it remained unworn, tagged etc . The above was a way of breaking that cycle, except my limit was £0 ! In the majority of cases , once home empty handed I didn't feel the need to go back and buy.

Beautiful3 · 01/09/2019 10:22

You're going to have to put on your big girls pants and RING them up now, before your new car arrives.

CallmeAngelina · 01/09/2019 10:19

This is exactly what several of us told you would happen! You ducked out of phoning and took the "easier" option of emailing, and now you are still unsure about whether it's sorted and will still need to phone. And it's potentially more of an issue to resolve (i.e. they could have more of a claim to try to enforce the agreement) as more time has passed.

Howyiz · 01/09/2019 10:15

@oldgrinch why do you keep asking for advice when you don't take it? The longer you leave it the worse it is.
You are not a child do stop acting like one. Go into the deslershop and speak to the dealer.

Todaythiscouldbe · 01/09/2019 09:58

Yes, you need to call them or go in. Get somebody to go with you if necessary. The longer you leave it the more difficult it will be. Go today.

CatPunsFreakMeowt · 01/09/2019 09:50

You really need to call them. It won’t be as bad as you’re expecting, honestly.

Lulualla · 01/09/2019 09:43

Are you 12? Because if you're not a child then there's no excuse to not pick up the phone and call.

You agreed to the meeting even though you knew what they were going to try and sell you. No one forced you. You signed the paperwork even though you knew you couldn't afford it and didn't want it. No one forced you.

You managed to do all of that. Now you need to deal with the consequences. You need to find out either way so you can plan accordingly. Grow up, learn to say no and pick up the phone.