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AIBU?

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To ask what's the beef with benefits?

638 replies

mytartanscarf · 04/01/2015 14:33

Do people think they are too little? That they should be more?

There's always a lot of upset on here about them - about how wrong the government are and how awful life is on benefits. I've never been on benefits so obviously can't judge. But what are the solutions?

I suppose I am asking what should the government do?

OP posts:
Wheretheresawill1 · 04/01/2015 22:15

People need to get real though about what a lot of people earn compared to those on benefits. I leave the house at 615 am- the only person in my row of 6 houses to work; the only person with a car older than 3 years and I earn £200 more for the privilege taking into account my costs; what benefits are on offer etc- thank god my neighbour offered to work cash in hand as my cleaner despite her arthritic fingers otherwise I'd be working and cleaning my home
Rent 415
Council tax 69
Petrol 160
Nmc fees 10 a month
Add to this dla or it's equivalent say 320 plus ESA approx 280
That's 1200 without the free car. I really wish I was making it up
Then there's free prescriptions- I pay £10
Free opticians...
I earn 1500 - student loan
Can you see why I think I'm a mug as I drive off at 615am whilst they are all in bed?

fedupbutfine · 04/01/2015 22:13

There are some who choose to be a SAHM and then when their partner leaves them wonder where it all went wrong. They then are unable or unwilling to take a job because their partner who they clearly knew little about has left then without a penny. Of course they believe the state should support them, they don't want to leave the area to find something because they don't want to leave friends and family, they won't take a zero hrs contract and they have lost some of the skills they had when they were working. But the good old state will support them

you really have no idea whatsoever. I have read some shit on this thread but this is possibly the most insulting and poorly informed post of them all.

You are aware, for example, that it's possible for one partner to get a court order to stop the other half moving away following a relationship breakdown? you are aware that when a relationship breaks down, people need their families and friends around them for emotional, practical and often financial support? that ultimately, when work is secured, it is family and friends who help out and deal with those days when children are ill and can't attend childcare or school? you are aware of how benefits, tax credits, housing benefit etc. etc. work - the ins and outs - vs. a zero hours contract and the difficulty these pose for many parents (single or otherwise?) The good old state will provide a very basic standard of living with an expectation that you work as soon as you can secure a job. You are also aware that children have two parents but that frequently one of those parents ducks out of caring, taking responsibility for sick children, dealing with the school, homework, getting hair cut, shoe buying, uniform buying etc. etc. and that only 38% of parents with care receive maintenance? As for not knowing your partner....I would be banned if I said what I really think here. You have no clue and I wouldn't wish what I went through on my worst enemy. I might make an exception for you, however.

sleepismydream · 04/01/2015 22:11

Well the cow across the road from me, who lives with her son and daughter, is on benefits, keeps 15 cats, yes 15 you read correctly and 2 horses which are in stables, she's also a smoker.Tell me how can you do that on benefits? We have 3 kids, my dp works full time, has the same income as the benefits cut off or is it tax credit cut off?! I'm a sahm, and we're entitled to nothing not even tax credits! By the time we paid nursery fees and fuel, i would be working for nothing, literally. We could hardly afford to keep 1 pet never mind the amount she has over the road. So tell me, how can some on benefits afford to keep so many pets, like her? Or afford holidays abroad? When those of us who are honest, hard working citizens manage to just about scrap by?! I am all for benefits for those who are in between employment, but those lazy sods who have milked the system for years, who seem to be better off than those working, they should have their benefits stopped to force them to get a bloody job!

ghostspirit · 04/01/2015 22:05

they must have wooshed over my head then :/

lavendersgreen · 04/01/2015 22:04

Idont no idea what that is about, yes you're mistaking me for another poster.

handcream · 04/01/2015 22:03

I have just thrown out some ideas....

ghostspirit · 04/01/2015 22:02

how do people do that handcream?

handcream · 04/01/2015 22:00

My point is that if you dont want a zero hours contract make sure you have other options, don't rely on anyone to provide for you and that includes your partner and the state.

handcream · 04/01/2015 21:57

Magrats has put it far better than I have. Issue is that there are some MNetters who don't believe that there are more than a handful of people committing fraud or who put themselves first by smoking and putting nights out far beyond their own children's needs.

ghostspirit · 04/01/2015 21:55

im not sure of your point handcream is it be that if you can do it so can do it so can everyone else?

handcream · 04/01/2015 21:51

It's too expensive for them..

Another bit of luck or perhaps I decided I better stick with them??

ghostspirit · 04/01/2015 21:50

white goods being replaced for people on benefits... thats a new one.

ilovesooty · 04/01/2015 21:50

handcream if your company never makes compulsory redundancies you're in a rare and privileged position.

handcream · 04/01/2015 21:49

Bog standard sec modern, didn't pass the 11+. Started work after getting a couple of very average A levels. Admin type roles to start off, have always lived in the ?E. Didn't get married until mid 30's, wasn't sure I wanted children. Brought up by a single mum although my father flittered in and out.

IdontusuallyNC · 04/01/2015 21:48

Lavender I thought your objection to benefits was pretty much limited to my relative cant get any so why should anybody else, or have I mixed you up with another poster?

AshesOfRoses · 04/01/2015 21:48

I've been in council and HA housing and I have never heard of washing machines or any other white goods being supplied or replaced to those on benefits. That is just not true!

ghostspirit · 04/01/2015 21:47

margrateshair i do agree that there are (some) parents that dont put their children first. i know someone like that.. so i should think shes not the only one. but i like to think most would always put their kids first

IdontusuallyNC · 04/01/2015 21:47

I had to give up work because I worked at an airport with odd hours and my ex was a baker who would wake at 4 am to be a work for 5. Not sure if Childminders work that early

Some do IME the ones that do tend to charge around £12ph per child for antisocial hours

lavendersgreen · 04/01/2015 21:47

Dawn (sorry for late reply, been doing bedtime) you asked what good points Daisy and Hand have made.

Far too many to list...not sure why you need me to be specific?

ghostspirit · 04/01/2015 21:43

i have no idea if you have been lucky ot made the right choices... i dont know your back ground. up bringing, education. and all the other stuff that can affect life... as i said before its not alway as clear cut as making the right choice or being lucky

MagratsHair · 04/01/2015 21:42

I'm on the mobile app so haven't read past the first few pages so apologies if this has been said before.

I claimed benefits for a couple of years after I left my ex husband as my maternity leave ended and I moved back to my home city after a decade of living elsewhere whilst married. Previously I had worked full time since I was 18. I've had money, I've had no money and I've had everything inbetween. When I first moved here to my rented house I could only afford a deprived area and the local school served this area and I speak from my experiences of chatting with mothers in the playground and the friends I made there.

My experience runs the whole gamut of the discussion on this thread. Yes I've known the families who struggle for every meal and I know the single mothers who work every hour they can and its still not enough so they take on second then third jobs taking their children with them while they clean offices in the evening and their houses are cold and the children go to school with no breakfast as there's nothing to eat. I've known women living with abuse who are too scared to leave as they are afraid of what will happen to them once they do and they have to ask their husband for money for tampax and are told no as its another way to humiliate them and keep them where they are.

I've known the families who go to the food banks for food yet stand outside said foodbanks smoking whilst the children freeze. I gave up smoking as I couldn't afford it (cold turkey as I don't see why the NHS should pay to help me stop something self inflicted) and I want to scream at the parents to stop smoking and buy your shivering child a decent coat instead. But I also understand the addiction and the feeling that cigarettes are the only treat you have. I understand still further that people will stop contributing to food banks as they observe that they will not subsidize smokers who choose to smoke instead of buying food.

There are also others who lie and commit fraud, who live with working partners and claim as single parents and there are generations of families who do not work as their parents never did. Its an unpopular view on mn but it happens. There are people who expect the council to deliver them a new washing machine on the following day that theirs breaks. I once had this exact conversation when a mother told me her washing machine had broken that morning. I commiserated and told her about when mine had broken and i was hand washing for 3 weeks in winter until a very kind relative gave me her old one which was an absolute godsend. The mother then told me she had phoned the council/HA I forget which and she was ranting about how disgraceful it was that she would have to wait a week for it. The entitled attitude was jaw dropping, anything that broke she expected to be replaced free of charge immediately.

This is long sorry, I suppose I'm trying to say that I've seen desperate mothers who cannot feed themselves and their children and for whom every day is a struggle. I've also seen rampant abuse of the system and understand why people who have no experience of benefits are angry when the DM run their stories and there are constantly stories in the press of benefit fraud as the day to day struggles are not represented.

The whole issues around benefits are not as black and white as people wish them to be.

handcream · 04/01/2015 21:39

No I agree they don't, but have I just been lucky or made the right choices?

handcream · 04/01/2015 21:38

I am planning to work until retirement, do I think there will still be a winter fuel allowance or even a state pension for someone like me has made provision for a private pension.

Tbh - I am not sure...

BackOnlyBriefly · 04/01/2015 21:36

We both have plenty of insurance to cover this element, my company offers a good early retirement package for this scenario. Our mortgage has got 4 years to go and living in the ?E we have equity in the house that if we needed to downsize we could easily.

I guess that answers my question. The solution is 'don't be poor'.

Must make a note of that. Why ever did we not think of it.

ghostspirit · 04/01/2015 21:35

but not everyone works for your company or a company that offers what yours does.

it comes across to me as an i can do it so you can to sort of post

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