I called them for a CLOSING balance so I could CLOSE my account. I asked them to confirm there were no 'live' standing orders, direct debits etc. They confirmed this was so and told me what was outstanding. I paid it. End of.
Apart from while it was clearing, they took a £7.20 overdraft protection payment and decided not to CLOSE my account after all but to start making charges for my 'unauthorised overdraft' of, er, £7.20.
Today I received a letter telling me I owed them £106 + charges. Sadly, they concluded after an hour long ranty phonecall, it is not within their power to waive any of these charges and if I do not pay them, they will keep right on adding to them because it was MY MISTAKE for not checking that the CLOSING balance was zero. Fucking scumbags. I am so angry I have turned to drink.