Ok, it probably wont surprise you that I believe that there is a strong probability that climate change is happening :)
To let you know where I'm coming from, my background is in science, live in a small semi, send dd to a comp, and def not one of the financial elite that you refer to (though by developing country standards I guess most of us are).
I've read round the subject fairly widely, attended conferences where the subject has been debated, been to lectures on it given by climatologists and physicists, not politicians, or those in the financial sector and the evidence I have seen presented does seem to strongly suggest that climate change is happening and that it is being driven by changes created by man.
The question that remains in my mind is what do we do about it? At the moment a large part of the government policy has been aimed at changing the behaviour of consumers by negative means in the hope that will force businesses to change their behaviour. It is working in part, people are having to cut down their energy use - and manufacturers are responding with products that create lower emissions. But it is also not working very well.
Firstly green taxes' are hitting the poorest disproportionately hard and as well as being unfair, its not very effective as it tends to be the better off who are the highest energy users, who can absorb the price rises better. There isnt enough protection for those who genuinely cannot afford to heat their homes or get to work.
Secondly, greener goods=more things to sell. People are encouraged to ditch old light bulbs, old fridges etc in favour of newer models - but when you look at the energy cost of manufacturing the goods in the first place, it is often questionable as to whether the total carbon cost was worth it. So the winners are the businesses rather than the planet.
But I strongly believe that those of us who can do something must. Because harder winters, rising sea levels, stronger storms and in fact many of the effects of climate change will hit the poorest in the world hardest. I'm someone who believes that we owe it not only to the poor of this country but also to the poor across the globe to try our best to minimise the impact that we are having on our climate.
a country that def isn't considered to be 'among the elite'