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AIBU?

To think no adult kids would agree to pay this!

419 replies

Cruelstepmother · 10/06/2019 23:51

Just found this 'how much rent could you charge your kids' calculator! www.comparethemarket.com/home-insurance/content/pa-rental/ - they suggested my cuckoo-back-in-the-nest stepson should be paying us £593.80 a month. What are your views?

OP posts:
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maddiemookins16mum · 11/06/2019 06:38

Ah but on MN people don’t believe in their adult kids paying anything anyway.

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Cannyhandleit · 11/06/2019 06:40

15 years ago my parents charged me £80 a month but I always made sure I gave it to my dad as he'd hand most of it back to me 😂, mum never did

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Juniperjunojunijune · 11/06/2019 06:41

I think it's frankly ridiculous and grabby. Who would want to set their children back so much cash? I understand if your kid is a piss-taking drunk who doesn't help out around the house, makes loads of mess, and is basically a burden. Then threaten to charge them a lot as they're not behaving like a respectful family member. But if your child is working hard and saving and otherwise nice to live with, I think you'd be awful to charge them so much. Really awful. It's SO tough for young people to start a life now, rent and house prices are absolutely obscene, and living with parents is one chance kids have to save up and get a good start in life. Taking that away from them - unless you're truly desperate and living in utter poverty - is bad parenting and really grabby, in my opinion. I'd not treat my children like that and I'd have been gutted if my parents had treated me like that.

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userabcname · 11/06/2019 06:41

I paid £400 about 10 years ago when i lived at home and worked ft. Seems fair.

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Kahlua4me · 11/06/2019 06:45

Apparently I could be charging over £700.00.Quite tempted to pull them out of school and get them working now so I can retire!

Not sure how they work it out though as it says to charge them £112 for gas and electricity but our direct debit is only £140 for all of us....

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marble11 · 11/06/2019 06:46

I recently moved in with my Mum for 12 weeks and I paid £150 a week. I also bought my own food. Adult kids should not take the piss.

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Kahlua4me · 11/06/2019 06:47

kidsmakesomuchwashing That’s exactly what my colleagues did with their children. It seems a really good plan and one I will follow when my dc are older.

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CountFosco · 11/06/2019 06:47

£476 here which actually seems a fair share of the household costs. Our DC are at primary school though so we'll have to wait a while!

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AvocadosBeforeMortgages · 11/06/2019 06:50

£670 here, which is ridiculous.

I charge my lodger £520 / month inc all bills (the link doesn't take into account council tax or broadband, which is odd) and that's at the higher end of the market, though it doesn't include food.

If you want a genuine idea of how much it's worth, compare with //www.spareroom.co.uk

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Spanglyprincess1 · 11/06/2019 06:50

Me and dp had a very hard conversation pre moving in, our joint child is a baby and my 3 step kids young. I said if any of them lived with us full time and were not in full time education they would pay rent.
If we chose to save that and give it back to them as a deposit that's up to us.
It teaches responsibility and finnaical planning. You can't even rent a room near me for less than 350 a month.

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Groovee · 11/06/2019 06:53

£891.28 😱😱😱

My Dd earns £1k a month when she's not at uni, that would leave her with hardly anything and is more than my monthly wage!!!

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Tomorrowillbeachicken · 11/06/2019 06:53

The rent price alone for ours is 1.5 times our mortgage

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QuickRedFox · 11/06/2019 06:56

While I don’t think you should charge them these sums, they should definitely be told them to give them an idea of the true cost of living.
My mother didn’t charge my brother anything for 10 years, so he had a similar disposable income to someone on £60,000 who paid their way. Even his socks were cashmere. When he moved out at 35 it was rude awakening and he had zero budgeting skills (and zero savings).

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IceRebel · 11/06/2019 06:58

£585.17 per month

Or for £575 per month they could rent an entire 2 bedroom house.

Confused

Seems to me it's a great site for people who hate their children.

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MissMalice · 11/06/2019 07:01

I don’t feel shocked by that at all. I moved out at 16 and adjusted for rising prices it’s the sort of level I was paying. I did a full time college course and worked 20 hours as well. I contributed the same to my shared house as the other 3 people who lived there and worked full time. Living is expensive these days. Those with mortgages from when house prices weren’t through the roof are incredibly fortunate.

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TroysMammy · 11/06/2019 07:01

I've tried a few Swansea postcodes. One for inner city, one for a less affluent area, one in the suburbs and one for the Gower, a wide variety of house prices and the monthly amount was the same.

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Spanglyprincess1 · 11/06/2019 07:02

I'm assuming the price on there includes all bills and all food.
You couldn't rent a 2 bed house near my parents for less than 650 a month then bills on top.
Charging a reasonable rent, I agree not these sums though, is a good way to tecah dependents financial responsibility, planning their money nd hopefully saving.

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FiveAcorns · 11/06/2019 07:02

Or for £575 per month they could rent an entire 2 bedroom house.

But that wouldn’t include utilities and food, they wouldn’t have anyone (probably) cooking and cleaning for them, they wouldn’t be able to pay just a share of the council tax, broadband, TV license, other bills etc.

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MadameJosephine · 11/06/2019 07:03

It’s ridiculous. Mine is £495 but £90 of that is food and £80 gas/electric so he’d be paying the whole bill and the ‘rent’ would cover 70% of the mortgage!

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Bumply · 11/06/2019 07:05

£891!

My mortgage is half that for 2 bed flat
And DS2 would be paying my entire utility bills.

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greenrockstar · 11/06/2019 07:05

£798!! GrinGrin

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Fifthtimelucky · 11/06/2019 07:05

@Shodan: are you my next door neighbour? Mine says exactly the same as yours (£730.80).

In reality we are charging £200 and she will get it back when she leaves, though she doesn't know that.

I remember my mother telling me that when she first started working (in the 1930s), she had to give her parents 1/3 of her net salary for 'her keep'. 1/3 went on commuting and she was allowed to keep the remaining 1/3.

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allthegoodusernameshavegone · 11/06/2019 07:06

£664.80 for us, that’s more than DSS mortgage

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Marmelised · 11/06/2019 07:07

I charged my adult daughter £400 per month when she was on less than £20k and moved it up to £500 when she got a better job earning £30k.

We didn’t need the money but her sister on similar salary was paying rent away from home so it seemed wrong for us to subsidise one to pay no rent whilst the other had to pay full rent.

When she moved out we split the amount paid 50:50 and gave half to each of them.

Our other daughter is currently living at home and we have a similar arrangement in place.

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category12 · 11/06/2019 07:07

It's clearly nonsensical. It would be charging my dd over half the utility bills and a massive chunk of the rent.

I agree with pp who said "it's a great site for people who hate their children". Surely the whole point of your adult children staying at home is to help give them a leg-up, not charge them market rate.

Plus it doesn't ask enough information to get a true picture - it's a blunt instrument.

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