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to think benefits are a safety net against poverty, not a cushion against an uncomfortable life ?

(310 Posts)
TalkinPeace2 Sun 30-Sep-12 18:02:52

Prompted by a thread where somebody said "DH has lost his job, what benefits are we entitled to?"

Sorry, but its the duty of ALL those on more than average wages (£26k per household) to put money aside for a rainy day.
No wonder the country is up to its eyes in debt if people first think about benefits rather than self reliance.

The benefit system should be to prevent true poverty, no more.

The American system has too many gaps. Most European systems, including that in the UK, provide far too comfortable a cushion, at far too high a cost to the next generation (as historically current over generous benefits have been kicked down the road to be paid for by our children who will never be entitled to such things).

monkeysbignuts Sun 30-Sep-12 18:03:56

here we go. I am off for a cuppa!

Darkesteyeswithflecksofgold Sun 30-Sep-12 18:03:58

In which case they should do away with National Insurance then.

Aboutlastnight Sun 30-Sep-12 18:04:15

Nice try.

Why don't you go and watch TV instead?

McHappyPants2012 Sun 30-Sep-12 18:04:51

<popcorn anyone want popcorn>

brightermornings Sun 30-Sep-12 18:05:24

Have my first ever biscuit

yellowkite Sun 30-Sep-12 18:05:32

monkeysbignuts Sun 30-Sep-12 18:05:44

Maybe I should watch schindlers list on repeat? It may be a while?

Darkesteyeswithflecksofgold Sun 30-Sep-12 18:05:58

i will have some popcorn ta. Is it toffee?

ListenToYourHeart Sun 30-Sep-12 18:06:05

YADBU too many benefit bashing threads as it is.. If the person's DH lost he's job and their going to be struggling why shouldn't they receive benefits? I'm sure they are not choosing to be on benefits they are in need of help.

ItsAllGoingToBeFine Sun 30-Sep-12 18:06:21

Well, given that the current system does not prevent "proper" poverty, I think we may have an issue..

TalkinPeace2 Sun 30-Sep-12 18:06:38

National insurance covers around 25% of the social security budget. Where does the other 75% come from?

I'm quite ready for a mindless flaming - the hide thread button is easy - but I'd rather the grown ups came on with a few proper sentences

PlentyOfPubeGardens Sun 30-Sep-12 18:06:46

Benefits are for buying lots of biscuitbiscuitbiscuitbiscuitbiscuitbiscuitbiscuit and a widescreen goat.

SammyTheSwedishSquirrel Sun 30-Sep-12 18:06:50

They do put it aside for a rainy day: in the form of taxes and national insurance. What a strange and ill informed thread confused

Mydogsleepsonthebed Sun 30-Sep-12 18:06:56

Define poverty. What is someone on benefits "allowed"? Can one have a car but only if it's more than 10 years old, a tv as long as it isn't a plasma, and only mince in the week and a roast on a Sunday?

<gets wooden spoon and stirs>

yellowkite Sun 30-Sep-12 18:07:11

Don't take the bait listen

monkeysbignuts Sun 30-Sep-12 18:07:49

talkinpeace we could just let that family become homeless and starve? is that a good solution?

yellowkite Sun 30-Sep-12 18:09:21

And if benefits are such a wonderfully comfy cushion that provide x boxes, flat screen tvs and holidays abroad why don't you all bloody well get yourselves on them. You're doing the right thing? No you just know it's not true! I'm currently doing everything I can not to land my arse on the benefits cushion, it's a big drop even from my crappy wages.

Darkesteyeswithflecksofgold Sun 30-Sep-12 18:09:39

Talkin Peace you said it yourself in your first sentence. They are entitled to it so its not fraud.

Mydogsleepsonthebed Sun 30-Sep-12 18:09:58

I wonder how many of those on the big huge massive salaries are actually paying tax at the same level as the rest of us or are they squirrelling money away off-shore? That might explain some of the 75% ?

McHappyPants2012 Sun 30-Sep-12 18:10:00

Of course it's toffee smile

Mydogsleepsonthebed Sun 30-Sep-12 18:11:12

TalkingPeace - I hope you never find yourself homeless, with children, literally in the clothes you stand up in, fleeing abuse and in need of support. Because in a situation like that what you're entitled to is actually not really very much indeed.

Darkesteyeswithflecksofgold Sun 30-Sep-12 18:11:14

Toffee Yum!

WelshMaenad Sun 30-Sep-12 18:11:36

I like salted popcorn. Please.

LynetteScavo Sun 30-Sep-12 18:11:40

We couldn't live off £26K, so there is no way if that were our household income could we put money away, in fact we would be in debt. So you are being funny there. Are you saying no one's household expenditure should exceed £20K pa, just in case?

The other 75% comes from other taxes.

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