Having owned until my late teens I've come back to riding fairly recently with weekly group lessons and the odd private lesson thrown in.
I'm quite distraught that im now going to have to have a slightly extended break over the Christmas period as so busy with work & family not to mention the guilt about the cost.
It's like an addiction though...I'd so love to own again one day but can't imagine how it'll ever be possible in terms of finance or time... How on earth does everyone else manage?