Are your cats insured?

[girliefriend]

Most people I know in rl don't seem to bother with cats, my boy cat is insured on a very basic insurance with Argos pet insurance and am in the process of adding our new girl cat to the policy.

In my mind it's worth it as if they were seriously ill or injured I couldn't magic up £1000 for vet bills.

Lots of people seem to for dogs but not cats

What is the mn consensus?

[tabulahrasa]

The older one isn't, she got ill 3 yrs ago, she cost £4000 that year to treat and about £1000 a year since then on medication...all the pets since have been insured.

I'm not actually sure why the younger cat is insured because actually she'd not tolerate a lot of medical treatment (she's a very shy nervous wee thing and gets stressed just going in for vaccinations) but I'd rather pay insurance and not use it and be able to decide whether treatment is in their best interests rather than on whether I can afford it at the time.

[Lovethesea]

Both of ours are about 4, rescues from cats protection and have pet plan insurance. About £20 a month for both on a lifetime policy.

Huntercat got swiped by a car last year and needed £4,000 of orthopaedic surgery to fix his front leg with plates and pins. He's made a full recovery and is once again slaughtering the neighbourhood. Without the insurance we would have had him put down as we simply don't have that cash sitting about and certainly not for something that was not guaranteed to work for him.

Once they get pretty old I will probably stop the insurance as I imagine the premiums will be huge and any treatment would need to be simple for me to put an old cat through it.

[HPparent]

We insured our cat, she was only two when we took out the policy a couple of years ago.

I used to insure my rabbits - one rabbit broke a leg as a juvenile so worth it. Unfortunately the insurers cancelled the contract and I cannot afford £30 a month per rabbit. We did shell out about £300 for a guinea pig op which bought him a few more months of life. I think I would have to opt for euthanasia if rabbits or guineas developed a serious condition or had a serious accident our local vet couldn't treat.

Our vet is lovely and charges us the minimum as DD did work experience there for a couple of years.

[MoJangled]

2 venerable girls, 19 and 19 YO and both insured from the start with Direct Line. Cant remember offhand what I'm paying, but pretty sure its too much as I've never got round to shopping around. I realised I wasn't claiming in some sort of assumption that I'd need it more for a major catastrophe, until I worked out that I'd paid out over £2000 for a couple of lump removals, thyroid conditions, arthritis meds and renal failure treatments. Claimed now!

for those not insuring older, less adventurous cats - this was actually when my biggest costs hit as their general health declined...

love the savings account for pets idea!

[LemonDrizzleTwunt]

We have one cat, who is 5, and have insured her since day one. Fortunately, or unfortunately, depending on how you look at it the policy has paid out more than we ever put in. We pay £6 month with MoreThan, and the cat has just had £1000 vet bill. Have never been more relieved in my life to have been boring and taken out insurance when we did! She'd have to live to a ripe old age and never become ill again in order for us to not have had a good deal.