This is quite lengthy so please bear with me.
I am in a 10 yr relationship with a 2 yr old daughter. The relationship has always had its problems but its got to the stage where I now want to leave. The relationship is bordering on elements of domestic abuse (not violence) but for the first time recently I felt scared and obviously have my daughter to think about.
We have a joint mortgage on a 3 bed property and I had an agreement put together when we bought, which stipulates that if we were to split I get 72% and he gets 28% which reflects what we each put in.
I am a stay at home mum and have discovered that I am probably not entitled to any benefit support because I have savings which take me just over the limit that you can have.
My options had previously been to:
a) Buy my partner out (with the help of my retired parents) and remain in the house
b) Sell the house and buy or rent something smaller.
However, I can't take on the mortgage myself as a lender will not lend to me because I have no income. For the same reason, I therefore cannot buy something smaller (with a mortgage) or rent.
I obviously have savings to fall back on but the money won't last forever and because I have no family nearby, would have to pay for childcare. I could get a job but this means I would be working to pay literally just for childcare and have nothing left to live on. I know that my partner would have to provide some sort of maintenance but this will of course be for my daughter, not my cost of living, and the money is never guaranteed.
I can't see how I can move forward so wondered if anyone has been in a similar position or can offer any advice?
Thanks in advance.
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Need advice on leaving relationship
5 replies
Twixie5867 · 23/07/2016 23:18
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