(Long - sorry!!)
Monday 09/07
I had to bend the rules a little, as I had to pay for the children?s passport applications? but am not including this in the weekly total (this was over £100 including Check & Send anyway so would have blown the budget before we even started). If we were living like this long-term, it wouldn?t have been an issue anyway, as there?s no way we could afford to holiday abroad. (This will be our first holiday abroad as a family and that?s with 2 wage earners?). Had to get DS?s photos done again as they?d been rejected by the PO checking person, however, we had them done at Max Spielmann who guarantee passport pics so this lot were free. Parked in the car park which is free for 1 hour & hoped it wouldn?t take any longer! We were a few minutes over in the end, but thankfully no ticket?
Spent £15 in Lidl on fruit, yoghurt, stuff for packed lunches, milk, cereal & tinned tomatoes. Bear in mind this is only days after I did a big shop in Aldi? kids (and DP) have polished off the cereal I bought and we have run out of ham?
Meals for the day:
Breakfast: usual ? cereal / toast for kids, berries, yoghurt & sprinkling of granola for me
Lunch ? packed lunch for kids (sandwich / cucumber, carrot / berries / apple & yoghurt), leftover Sunday lunch for DP, lentil soup & a yoghurt for me (HM soup - leftover from last week)
Dinner ? Ham & cheese omelette, salad for me, wedges & beans for DP & kids
Snacks: fruit
I cook from scratch and rarely buy ?junk? food, we all take a packed lunch apart from the odd day the kids will have a school dinner (once a fortnight or so, if that), however, we spend a lot on food. This is what I would really like to cut back on, but just can?t seem to do it! I menu plan every weekend and shop based on this, shop at Aldi / Lidl /local market where I can, but our food bills are still astronomical. I suppose I am a bit of a foodie, which doesn?t really help. A large chunk of our food budget seems to go on bread, cereal, yoghurts & pack-up stuff. DP takes food for his break at 10 and then more for lunch, so I suppose we?re making 5 pack-ups a day. I seem to be forever having to buy more. I?ve been buying the big 1kg tubs of yoghurt from Lidl which are working out a bit more cost effective, but still not cheap?
DD had cheerleading after school which cost £2 but was paid at the beginning of term.
Paid £2 for lottery (syndicate at work)
Tues 10/07
Breakfast as above
Snacks: fruit as above
Lunch:
Kids: tuna sandwich, 2 x ALDI jammie dodgers, yogurt, Satsuma / apple
Me: Sesame bagel & cheese triangle & ham, salad
DP: Sandwiches, crisps, yogurt, fruit
Dinner: Roast pork, cauliflower, spring greens (kids eating at grandparents)
DS at gymnastics: £3.50
Total so far: £20.50 (not inc. passports & prepaid activities)
Wednesday 11/07
Breakfast: same again
Lunch: sandwiches etc for kids, 1 round sandwiches for DP, leftovers from last night for DP & I
Dinner: DD in ?Stars in their Eyes? thing at school so quick meal of cheese on toast + tinned tomatoes for me, beans for everyone else. Had run out of bread and beans so popped to local Co-op: spent £4.23 on loaf bread, beans, 12 eggs reduced to £1.60 & quiche reduced to £0.63.
Stars in their eyes: tickets 3 x £2 + raffle tickets £1 & drinks £1.20.
Total spent today: £12.43
Total to date: £32.93
Thursday 12/07
Day off work today. Needed to go to Aldi to pick up cafetiere (one of their specials at £4.99. Smashed the glass on our old jug a few weeks back and been waiting to see one at a reasonable price!). Had also run out of dishwasher tablets, hairspray, jam, cheese, butter and packed lunch stuff, milk & cereal yet again. Picked up few other bits for next few days & jar coffee as it?s my turn to buy for work. Total spent in Aldi: £45.74?
Had to put fuel in car ? only put £10 in though as DP not paid till tomorrow and funds running v. low?.
Also went to the market for fruit & veg. Spent about £7.00 altogether but got lots for it.
Then DD came home from school with letter about dress code for production she?s in this weekend. Needs white shirt, black trousers & black cardigan, none of which she has already? So went to Asda to get from school uniform section. Picked up a couple of skirts for September while I was there, also grabbed some bikinis & beach cover-ups for our holiday next month. Have completely blown the budget by now! Put this all on credit card... spent total of £110 but £45 of this has now been returned.
DD at Brownies ? would cost £1.75 but paid earlier in term.
Meals:
Breakfast as usual
Lunch: sandwiches etc
Dinner: Couscous, roast veg & barbecue chicken thighs
Total spend for day: £62.74 + £110 credit card = £172.74 (but £127.74 if you take off the clothes I?ve returned)
Total to date: £172.74 + £32.93 = £205.67
That?s shocking?.
Friday 13/07
Actually managed to spend nothing today!!!
DS at swimming which costs £4.00 a session but paid in 10-week blocks. DD should have been there too but she had dress rehearsal for the production tomorrow.
Meals:
Breakfast ? same again
Lunch ? Leftovers from last night for DP & I, Wraps & chicken & fruit for kids
Dinner ? Goats cheese & red pepper quiche & salad (chips for DP & kids)
Saturday 14/07
This is where it all went wrong again :(
DD at gymnastics - £3.50
Kids trampolining: 2 x £4 (paid in advance)
Now for the bad bit? went to the sales to try to get clothes sorted for our holiday. We are going on a beach holiday for the first time since children were born (DD is 10 this year!) and have nowhere near enough ?hot? clothes to do us for 2 weeks. Kids have outgrown their clothes from last summer and hardly bought anything summery this year as the weather has been so crap! So it was something of a necessity, but still?
Next sale - £269 ? over half of this going back though! Just grabbed lots for all of us (mostly DP!) in the hope some of it would fit / look ok.
Matalan sale: DP - £40, me & kids £89.00. Keeping most of this.
Tesco: £20 fuel (so we have used almost £10 diesel in 2 days. DP used most of it Thurs evening to go sailing though)
Home Bargains: £9.44 on snacks & drinks + couple tins of chickpeas. DDs thing tonight is picnic in the park-style, so need to take nibbles etc and also send few bits for her tonight / tomorrow.
Iceland: Breaded fish fillets, frozen chips & peas! Running late shopping and needed something fairly quick to shove in oven & eat before DD?s show (had to be there for 6.30): £5.50
DD?s show ? tickets were £28 altogether, but already paid for.
Total spent today: £436.44
Total to date: £642.11
Total not including holiday-related spends: £145.11
Sunday 15/07
Last day of the challenge and what a dismal failure it has been?
Had to go and buy more packed-lunch stuff & some sort of meat for Sunday lunch so went to Asda again ? total spent £28.24 (inc mackerel, prawns & olives for my lunches at work next week as am going to try to go low carb until our holiday! )
Shocking to see just how much we have spent over the week:
Everyday spending £173.35 ? over double the budget.
- holiday prep spending £497 + passports at approx £116
In my defense, this is most definitely not the norm!! Just happens we have no more free weekends except the one 2 days before our holidays, so clothes shopping had to be done now or never?
Looking back over the week, it?s very depressing to see how often I end up nipping out for e.g. bread and pack-up stuff and spending £30+? Also, I totted up spending on the children?s activities and that alone would have been £58.50 for the week. That?s almost ¾ of the allocated budget ? couldn?t afford any of that if we were really in this situation.
I think the thing for us to tackle is the grocery spending... Need to factor in more "cheap meals" and maybe implement a policy of "when it's gone, it's gone" with regards to yoghurts, ham, cereals, etc.
I've actually found this v. insightful for us as a family, and we are thinking of carrying on for a few weeks - maybe eventually we will actually manage to stick within budget! This challenge has made me think more about what I'm spending - e.g. I've been totting up as I go around the supermarket & putting things down if they're expensive... probably wouldn't have done this otherwise. And writing it down makes you realise just how expensive everything is!
Hats off to anyone living on this amount on a long-term basis - am sure we would manage if it happened to us (we'd have no choice but to!) but it must be bloody tough...