Advise needed for naturalisation of an EU wife of a British husband

[Yolande7]

Dear mumsnet,

You'd think my situation is pretty standard, but the process does not seem to be cover my situation.

I am an EU citizen
married to a British citizen (for over 7 yrs)
have lived in the UK for over 8 years
have British kids
am a homemaker.

Do I need a permanent residence card in order to apply for citizenship? I don't seem to be able to find the right boxes to tick on the prc form.

I would apply as a spouse. I have not had private health insurance for long and I have only worked briefly in the UK.

Has anyone been in a similar situation and gone through the process?

Any advise would be greatly appreciated. Many thanks!!

[Lico]

Campaign: EU nationals not bargaining chips.
Lobby 20 February

us13.campaign-archive2.com/?u=9c20dec826b5110f3a7f5e9bc&id=53a2f69c52&e=bb7e8f8777

[Lohengrin]

I realise that. But something wrong with a system that treats people who have not and are not paying while refusing to treat those who have and are paying.
Fit for the 1950s but not fit for current circumstances

[AveEldon]

The NHS is a residence based healthcare system though

[Lohengrin]

To be fair, the insistence on private health insurance for people who are not working reflects the requirements for non working Brits in EU countries. I pay € 700 per month for my non working spouse.
She is no longer entitled to care on the NHS because she now lives abroad. This despite her having worked and paid NI in UK for 40 years, and still being a higher rate UK tax payer.
Something quite wrong there.

[AveEldon]

genome - question for you - did you include anything about the earlier years in the uk or not?
My OH has been here for over 15 years but has some gaps in employment/no insurance but the last five years is solid employment

[LauraMipsum]

Although personally I'm not sure of how much use a lawyer is at the moment, when all we have is uncertainty.

I would still apply for PR if you can, because once you have it, it is unlikely to be taken away as you then have a "legitimate expectation" of being able to remain. A retrospective removal of rights EU citizens had already acquired would almost certainly be unlawful.

[GreenGoblin0]

Also it's not correct that you cannot rely on a spouses income to be self sufficient it's just that if you are applying under this category you also need to show you have comprehensive sickness insurance.

[GreenGoblin0]

Turkeyboots if you are Irish you don't need to apply for PR. Irish citizens are automatically treated as settled the UK

[genome]

Turkeyboots I helped dh (dutch national) with his application, which was accepted. Although he had been in the UK much longer than 5 years (some as a student without the unnecessary health insurance) we only provided documentation and answered for the last 5 years before the application. In our case he was granted PR. If you've been self employed or a worker for the last 5 years then this might work for you also?

[turkeyboots]

I'm attempting to apply. And it's horrible. I came to the UK as a student 20 years ago, met DH and stayed. Turns out I cannot apply for permanent residence as when I was a student I didn't have private insurance - despite the fact I am Irish and legally entitled to use NHS from the day I moved! It's a stupid system totally not fit for purpose.

[Notjustuser1458393875]

A friend of mine is filling in the form right now. 25 years in the UK, EU national, meets the criteria. She and I and her husband couldn't make sense of the form and its guidance. We all have advanced degrees, hers in her second language, and her husband is a QC.

She is worried because a colleague of hers got rejected for not supplying details of a (paid) parking ticket, even though the form (maybe - guidance is unclear!) states there's no need to declare them.

The whole thing is ridiculous.

[PacificDogwod]

Although personally I'm not sure of how much use a lawyer is at the moment, when all we have is uncertainty.

I agree.
There is no point in preparing if nobody knows yet what we are preparing for.

[Lico]

Sticky : you are right...
At the moment I have no idea which route to pursue. Am reading left, right , centre. I am finding Colin Yeo very informative.
In a way one has to be very well prepared prior to consulting a lawyer.
Ticking the wrong boxes or not adding a covering letter to application form can really screw everything up!

[stickygotstuck]

Thank you, Laura.

Lico, it does sound like you need a different lawyer. Although personally I'm not sure of how much use a lawyer is at the moment, when all we have is uncertainty.

I'm still not sure if I want to go for PR or naturalisation. My original plan was to apply for PR for now and wait and see if I 'need' naturalisation later. But I don't know if that is the best course of action.

What is everybody going for?

[Lico]

Comprehensive sickness insurance for Self Suffiency . info.

www.freemovement.org.uk/comprehensive-sickness-insurance-what-is-it-and-who-needs-it/

[Lico]

Hi Laura,
This is precisely why I am looking for a different lawyer..
I was advised that , for self-sufficiency, my spouse 's income cannot be taken into consideration. Luckily I demonstrated this and I had a Comprehensive health insurance.
£2600 later and days prior to sending my form, I was advised that because I claimed child benefit (£80 per month) I could not prove self sufficiency and would probably be rejected!
Someone on this board kindly explained that since Child Benefit is not means tested therefore it should not jeopardise my application.
Meanwhile my current lawyer wants an extra £1500 plus vat to find different options!!!

[LauraMipsum]

I'm an immigration specialist.

Yolande it sounds as though you are not able to naturalise. You would need to get PR first, and you can only do that if you have lived in accordance with the Regulations for over 5 years. You don't count as "self sufficient" for any period of time you haven't had health insurance.

That doesn't mean that you have to leave: worst case scenario is that you apply under the Immigration Rules for leave as a spouse but that is very expensive.

Lico - this bit "You need to prove that you are financially independent from your husband." is NOT correct. You can be self-sufficient if you rely on a spouse's income, but you would need to have private health insurance.

sticky there isn't a set amount, it's not like the spouse threshold under the Immigration Rules. You just have to show that you have enough to support yourself without using public funds. That can be a spouse supporting you, or money sent from parents abroad, you might be receiving income from rented properties... as long as you can show that you are not receiving public funds and that you do have money from somewhere (i.e. there's no suspicion that you're drug dealing!) then it's should be ok; see p20 of the guidance here: www.gov.uk/government/uploads/system/uploads/attachment_data/file/588174/EEA-qualified-persons-v4_0EXT.pdf

Having said that, this is new guidance and has introduced a new "assessing sufficient resources" section which is at p26 onwards. If you have sufficient funds that you wouldn't be eligible for public funds then they have to accept you're self-sufficient. The test is this (from p 28)

"If, having taken into account the personal situation of the EEA national and examined the evidence, you are satisfied that their resources and that of their family members exceed or will shortly exceed what is required to meet their financial commitments and living costs, those resources should be regarded as sufficient."

[lljkk]

Ah well, then my colleague gave wrong impression.

Almost all my office are non-EU nationals. We swap notes about our experiences getting LTR & citizenship... the Dutch guy seemed to breeze thru by comparison.

[Lico]

For info regarding sickness insurance and funds:
See the link below.

www.freemovement.org.uk/position-eu-spouses-british-citizens-following-brexit/#Source_of_funds_for_self_sufficiency

[Lico]

LJKK
It is not as straight forward as £90 and 10 minutes. 😀😀😀😀

30% of applications are rejected for various reasons.

Some of the questions on the 85 pages are designed to trip you up . Guidance notes are a nightmare and very confusing; lawyers find them badly written. The Home Office has taken the Non EEA form and are now using it for EEA Nationals which is ludicrous and has attracted a lot of complaints.

You must prove that you have exercised your treaty rights for a continuous 5 year period as a student, worker, self employed or self sufficient. You must provide tons of documentation as evidence.

One lady brought an example of evidence at a Committee at the House of Commons . The evidence weighed 2 kgs!!

Moreover , as a student or self sufficient, you must have held a Comprehensive sickness Insurance; your husband 's income does not count thus penalising stay at home mothers.

This means that a big chunk of EU nationals with families will not be entitled to a Permanent Residency paper. This is OK for now but after Brexit , most of them will be , theoretically, shown the door.

[stickygotstuck]

Lljkk, the guidance notes only are around 100 pages, if I remember correctly. I may be wrong on the actual number but I took one look and immediately lost the will to live. It's long, let's just say.

[PacificDogwod]

Lico, thanks for the link - I have just signed up.

And 'One Day Without Us' will have my support too.

[stickygotstuck]

Does anyone know if there is a threshold to be considered financially independent?

I am (at least I consider myself to be), and I was planning to fill in the 3 million pages od the permanent residence form. But my income is not large and before I drain myself of the time and mental strength require for that, I'd like to know if it's a waste of time. Personally, I wouldn't want to apply as a spouse if you can do it as self sufficient.

Sorry OP, can't help with your specific situation, although it does sound like you must apply as a spouse. There must be thousands and thousands of people in your situation.

[lljkk]

.. and the form took like 10 minutes to fill in. Or so a colleague seemed to say.

[lljkk]

I thought Permanent Residence only cost like £90 for EU citizens. Pretty cheap compared to the other paths to getting Right of Abode.