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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

How much equity in your property did you get & why?

26 replies

whatamess100 · 18/04/2024 08:19

Previously posted, stbx is refusing to agree to the sale unless i agree 5050 split in the equity. I've spoken to a solicitor who thinks i may get more than 50% equity even though im moving in with my partner, which i was quite surprised by that.

I'm just interested to see what other people got as part of their divorce or house sale.

In all honesty, it's looking like it will have to go to court to force the sale, and from what i was advised yesterday, he will leave us with nothing, but i assume that part of his plan.

Im going to start the divorce today, i can't wait to be free of his narcissistic ways.

OP posts:
HedgehogHighway · 18/04/2024 08:20

Why will you get more than 50% equity? Did you pay more in over the years?

CleanShirt · 18/04/2024 08:22

I got 50%. I paid equally into the mortgage but didn't put as much in at the beginning. I had to really fight for the 50% and agreed to leave his pension and small amount of savings alone.

olderbutwiser · 18/04/2024 08:27

50% of equity, 50% of joint pensions, 50% of everything. Long marriage plus teen children. 50:50 children so no maintenance. He earned more than me but I earned well and could afford to house us adequately on the 50:50 split. I precipitated the divorce, he didn’t want it.

Soontobe60 · 18/04/2024 08:29

I got 50% of the equity - he bought me out actually. 1 child 50/50 shared care. I was happy with the 50%.

BloodyAdultDC · 18/04/2024 08:40

I got 66%. I'd paid the initial 10% deposit and had taken a big hit on my career to be a sahm so my income wasn't sufficient to support a mortgage big enough to house me and the dc. He then only had the kids eow (which soon dwindled to less than three times a year, for the past 8 years).

But our divorce and finances were finalized before the house was sold (with the judge telling him not to refuse any further offers on the house which he'd done for 3 years) - I suspect you have a long road ahead op.

millymollymoomoo · 18/04/2024 09:21

Completely dependent on your own circumstances

you may or may not get 50% or more or less

beachguy · 18/04/2024 15:50

My ex got 55%. (50% of everything plus £100k) Long marriage, she worked part time throughout in a good job and keep 100% of her wages for herself.
I paid for everything throughout (mortgage, bills , holidays etc) and did 40% of the childcare as I get a lot of time off.
She earns £40k now full time I’m on £150k.

sucks to be a man. 😂

Notcms · 18/04/2024 21:25

50/50 and I bought them out of the marital home.
Long marriage with children.
Neither pension touched.
We married as teens and started with £0

Jonathan70 · 18/04/2024 22:29

55/45 split of the equity in her favour, house sold 7 years after separation. She stayed in family home. Earnings and pension the same but her income is more due to benefits, CM, tax credit etc. Same age. Our child spends more nights with her due to where we live in relation to school. Long marriage.

mondaytosunday · 18/04/2024 22:50

My husband gave his wife all of the equity. He was a high earner she was a SAHP. She bought a smaller four bed house on the next road in cash. He just wanted it done and wanted her and the kids to have a nice place nearby.

cadburyegg · 19/04/2024 20:49

57/43 in my favour. I bought my ex out, which was only possible due to inheritance. I made him an offer which he accepted. Had he not, we would have had to sell and we'd have both ended up with less anyway after fees etc plus this way the children weren't disrupted and didn't have to move schools. So for him it was a no brainer.

We are divorced now, the clean break order isn't done yet but we will not be touching each others pensions etc (mine is better than his).

my solicitor said I was offering him a lot of money and didn't have to be so generous. Our children are primary aged and are only with ex EOW which put things in my favour. I did it though because I wanted my ex to be able to buy somewhere big enough (he was in a small rented flat - still is). As soon as he got the money he went self employed and stopped paying regular maintenance. Needless to say I was (still am) fuming. I know I still have the better end of the deal but I do feel like I've been screwed over.

twistysisterly · 19/04/2024 21:05

I got 100% plus £30k. No claim on his pension though. Mine's not great. I still don't know if I've got the better deal as I'll be living in a large house and probably not able to heat it

millymollymoomoo · 19/04/2024 21:19

% don’t really mean anything so I’m not sure how it’s helpful

40% of 800k equity is different to 80% of 50k

VenetiaHallisWellPosh · 19/04/2024 21:34

I'm getting 40% because I am a much higher earner and my pension is significantly more. My ex stayed in a lower paid job to be our child's primary carer. I've just applied for a financial consent order and hope it goes through.

PatFussy · 19/04/2024 21:50

I got 75% of the equity. I had not worked for years to support him in his career. He earned very well as a result of this.

I had enough to buy myself a small house and he had enough to put down on his new house.

Darhon · 19/04/2024 21:58

beachguy · 18/04/2024 15:50

My ex got 55%. (50% of everything plus £100k) Long marriage, she worked part time throughout in a good job and keep 100% of her wages for herself.
I paid for everything throughout (mortgage, bills , holidays etc) and did 40% of the childcare as I get a lot of time off.
She earns £40k now full time I’m on £150k.

sucks to be a man. 😂

So she didn’t take Mat leave then or see her pension contributions reduce when she worked part time? And you seemed to have done a lot of childcare (got to say, I’ve not met anyone with a £150k job that means they can do 3 days of childcare a week), but how much housework, household admin did you do?

beachguy · 19/04/2024 22:09

Yep she worked part-time purely through choice. To be fair she could have done full time or gone the full time mum route. Either way I paid for everything and she decided to go part-time and I never saw a penny of her wages. ( all spent on expensive hobbies amd gif knows what), not that I minded at the time.
Also I love housework, mostly ironing, cooking and tending our very large garden, ok I didn’t clean the bathrooms! 😂
I am lucky I do only work 3 days a week largely on a shift basis so I was around during the day to get the kids home from school ok.
I guess yes this is probably the exception to the general rule and the law has to cater for the “average Joe”.

millymollymoomoo · 19/04/2024 22:24

@darhon I earn over 150k and raised my children. It’s perfectly possible just not on mn

beachguy · 19/04/2024 23:13

millymollymoomoo · 19/04/2024 22:24

@darhon I earn over 150k and raised my children. It’s perfectly possible just not on mn

😂

Darhon · 21/04/2024 09:55

millymollymoomoo · 19/04/2024 22:24

@darhon I earn over 150k and raised my children. It’s perfectly possible just not on mn

I’m not disputing that. But most people who have jobs in which they individually earn £150k work very long hours and use nannies, other types of childcare. They don’t tend to be able to have 3 full days a week off work to provide childcare as the poster was suggesting, tends to be full time work. For context only 2% of the U.K. population earn over £100k per annum.

Tab33 · 21/04/2024 10:00

Take what solicitors say with a pinch of salt.

They will likely tell you, that you are “entitled to more”. To ensue a longer, potentially messier divorce (more work/money for them)

Darhon · 21/04/2024 10:01

millymollymoomoo · 19/04/2024 22:24

@darhon I earn over 150k and raised my children. It’s perfectly possible just not on mn

Yes, any passing glance at the research would suggest this is an exception. Only 2% of the U.K. population earn over £100k. All
studies show women are more likely to work part-time and do greater share of childcare and housework. They are at high risk of being in poverty as pensioners. So yeah, you’re not average Joe. Still sounds like she got 55% of the outcome of the marriage which is a financial contract still in this country. Luckily she has an income still.

Wooloohooloo · 21/04/2024 10:12

I got about 80% because I'd put in a huge chunk when we bought and I had two children under 18 to house whereas only one of those was ex DP's. He also didn't want me to sell for DD's sake and I earn a lot more than him and he couldn't have afforded the mortgage.

festivallove · 21/04/2024 10:31

100%. He was full of guilt and also wanted to take out a new mortgage with OW. I stayed in the house with DC and took on the mortgage which I paid off a few years later

Gettingbysomehow · 21/04/2024 12:07

I got the entire house after 20 years of marriage, I had to give him 10k and that was it. He was extremely pissed.
However, this was because I owned the house outright before we got married so he wasn't entitled to it.
We don't have any children together, I have one from a previous partner.