In the middle of a long and acrimonious divorce from abusive husband. I am in the family home with the children currently and husband wants to sell the house - if he can't live there, why should I, kind of thing. We still have joint mortgage and accounts and we actually have enough in a savings pot to pay off the mortgage. I am considering ordering the bank to make that transaction now, in a unilateral decision.
H is the one who pays the mortgage as his earnings outstrip mine massively, but recently he has been making huge transfers of money from another joint savings pot into a personal account - paying himself back for vast legal fees amassed. It is kind of crazy that we haven't paid off the mortgage since we have more than the loan in the offset pot and I am a bit concerned he might start removing money from that account too. I've checked with the bank and it only needs one of us to give the go ahead for redemption of mortgage.
It would enrage him, of course, if I did this without consulting him but it wouldn't actually be the end of the world for him - it'd be a good thing to pay it off. I am very worried about my financial future - he wants me out of the house and proposes to give me very little maintenance. There's been some fancy footwork and his earnings have suddenly seemingly halved. My earning capacity is extremely low. It would be one less thing to worry about if we got the house mortgage free, whether or not the house is ultimately sold. If I ask him to agree, he will say no. He is a bully and violent. Shall I just go ahead?
Apols for length of this.
Thank you for thoughts!
Hildegard
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Divorce/separation
Unilateral decision to redeem mortgage
18 replies
HildegardVonBrixham · 10/06/2019 06:24
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