I've got a telephone appointment with a mortgage advisor this evening but I don't want to waste their time if I've not got a cat in hells chance. Here's my situation, does anyone have any experience in mortgages and would I have any luck at buying the house I'm looking at which is £160k.
Earn £32000 per year on PAYE
Plus around £10000 self employed income (only last 12 months no accounts)
Deposit of £10000
Car finance agreement £250 per month
Loan which I'm overpaying, have about £7300 left on it at a min payment of £200 per month, hope to pay off in 2 years.
No other debt and very good credit rating.
Anyone have any advice?
Please or to access all these features
Please
or
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AIBU?
Would you give me a mortgage at these figures?
116 replies
Wouldyougivemeamortgage · 17/06/2020 08:17
OP posts:
Am I being unreasonable?
33 votes. Final results.
POLL
You are being unreasonable
76%
You are NOT being unreasonable
24%
tropafp8 ·
18/06/2020 18:28
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