So I have my insurance with Admiral. Had a couple of claims in last few years, 2 my fault having minor bumps in car parks, 1 earlier this year definitely not my fault. Renewal quote came in and they wanted over £200 more than last year. I then moved house and became SAHM so no longer needing commuting on policy so made those changes online to my policy and they wanted another £400 taking my quote to over £1k!
So I phoned and after much wrangling told them to cancel the policy at the renewal date in 2 weeks. I then went on a comparison site and got another quote, again from Admiral, for a lot less so set that up to start when previous policy ends.
I've just noticed on the documents however, that I'm now excluded from driving other cars 3rd party when I previously could. This seems to be as a result of effectively giving up my job. It won't affect me driving DH's car as I'm specifically included on his company car policy but I have borrowed my mum's occasionally if mine has been in the garage and now presumably I won't be able to do that unless she makes me a named driver. I'm going to phone them tomorrow to clarify but surely this is unfair. How can I be a greater risk at home than I would be travelling to work?
AIBU?
Please or to access all these features
Please
or
to access all these features
AIBU?
Penalised for car insurance by being SAHM
40 replies
Ginger1982 · 18/06/2018 23:33
OP posts:
sugarPlumFairly ·
19/06/2018 07:05
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