Dh got himself into a lot of debt before we had children. He got a mortgage on a small house before that but ran up credit cards ridiculously. Because of that, we are stuck in a house far too small for us. 2 children sharing a tiny bedroom. We never have any money despite us earning 45k between us. It's his fault but not ours and it's no way to live.
Dh has come home today and said he has spoken about getting an IVA and doing voluntary termination of the mortgage. He is saying 'screw this coffee, lets live a bit, get rid of this house because we have barely any equity anyway and go rent somewhere where we can actually enjoy our kids childhood'. I feel excited by the prospect but I do want to own our own home and have something to pass down to our kids. What would you do?
AIBU?
To wonder if this is a good idea?
Cuppacoffeeinthebigtime · 07/07/2015 23:42
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