to think I may have been conned?

[ariane5]

We are a bit short of money so when I saw an. Ad on the local noticeboard of another parenting site about delivering some leaflets in the area I live I jumped at the chance.

I text the lady who seemed very pleasant and said it would be £40 for 1000 leaflets (I thought great £40=1 months dinner money for dd1). I have a double buggy and thought I could put 2 little ones in it and go for a walk and get them delivered.

The lady said she would drop half off, that I could contact when done and she would pay half then when I'd done the rest she would pay the other half.she seemed really nice, friendly and chatty. Dropped leaflets off and I delivered them some that day the rest the day after (and it was HARD work, did it over 2 days as dd2 wasn't well first aft). I let her know what roads as she had said she would be checking and said she would give me money and other half to deliver on sat.

She then said she wasn't well on sat and would be in touch in couple of days but I've heard nothing. I don't want to think I've been tricked as she was so nice, perhaps she is genuinely unwell and I'm just paranoid.

We really need the money and I will feel so stupid if I've been tricked.

Should I phone her? Or will I just look pushy and desperate, I was hoping they might let me deliver again as I'm so short of money and it would have helped us out but I'm really starting to think I will never hear from her again.if I have been tricked I'm obviously a bad judge of character as she seemed really genuine and nice.

AIBU to think I've been conned

[ariane5]

and yes, wedid have a few REALLY bad weeks earlier in the year hence my foodbank posts as dh had no wages for few weeks when dd2 was in hospital. I am not sure what that has to do with dd1 going to a school that will help her special needs.

some trips she wont be able to do anyway for health reasons.

[BOF]

If your dd has a statement of special needs, the LEA is obliged to fund an appropriate school place which meets all the identified needs, even if they end up paying fees for a residential place. You would also get free or subsidised transport for her. No need at all for the stress of her being excluded from trips or not being able to invite people home because you have no food in the cupboards.

Are you under-claiming benefits? What debt repayment measures have you managed to negotiate? In some circumstances they can be written off.

Who referred you to the food bank? What other advice or support have they offered to get you out of this situation?

[seesensepeople]

Please, this thread was about the OP worrying about whether she had been conned into delivering leaflets.

She wasn't, all ended happily, she was paid for what she delivered.

If the OP wants to invite a bun fight on her financial and educational choices I am sure she will start another thread for just such a purpose.

Good Luck OP.

[ariane5]

no dd doesnt have a statement as has no learning difficulties. we reaearched all schools thoroughly (state and private) and chose the one that was best for her.

no debt repayment plan we just pay loan/cards back every month.

We have only used a foodbank once it was a self referral andspoke to hv about it, we are not under claiming benefits as get dla for dcs but the period when dh was not in work untill dd2 dla was awarded caused us financial problems and i had to beg the bank to lower loan payment to 200 a mth (is usually 498)

we are getting back on our feet and the leaflet thing was just to get a bit extra to help with bill for lunches, it was just by chance they wanted them delivered nearby and so seemed ideal.

[NeoMaxiZoomDweebie]

I am sure the school will be supportive Ariane. My DD went to a small private school on a bursary for reception through to the end of year 2 and the school were great. They have 2nd hand uniform sales a lot too.

[ariane5]

the school are lovely, we were thoroughly means tested so they are fully aware of our situation andwe are able to pay the small amount of fees not covered by bursary monthly to make it easier.

[blobandsnail]

Not sure how helpful this is. But you mentioned one of your children has diabetes. Make sure you're claiming disability living allowance for that child. A lot of parents don't realise they're entitled to it and it came make a difference. Speak to your specialist diabetes team about it and anything else you may be entitled to.

[BOF]

I will leave this thread now if my contribution is coming across as fighty. I am actually a passionate advocate of people getting proper practical financial advice, especially if they are suffering with children and going without food. It upsets me to hear of people being exploited in badly-paid jobs, and I think mumsnet is a fantastic resource to point to sources of help for OPs in difficulty, and I want to encourage Ariane to look at her options here. Debt counselling at the very least should be a priority.

I don't really understand what you mean about special needs, Ariane- are you saying that the state schools are contravening the Disabilities Act by not providing physically-accessible education?

I didn't know that it was possible to self-refer to a foodbank- it's a shame really that you didn't go through the more usual routes, because they might have been able to refer you to a reputable source of financial advice too.

Good luck, I hope things get easier for you.

[ariane5]

the state schools were too big, dd has mobility and fatigue issues and a smaller school is better for her she was unwell on tours ofthe larger schools. at the school we chose she will be able to go to and from lessons and not be in pain or ill as site is so tiny.

[ariane5]

Dd2 has just been awarded dla for diabetes and other conditions.

Our finances are slowly improving-we are not at 'foodbank stage' and are doing.
What does worry me is although this is the first time I have ever earnt any extra money since I worked before I had dcs, have I actually done something wrong?

It was just an opportunity that presented itself and I thought it would help us out but am I actually meant to declare it despite it being a one off? I do not want to now get in trouble like lougle mentioned as we do get ctc??

Not sure if my attempt to help us was actually wrong now?

[RenterNomad]

Everyone has a tax free allowance: within that amount, you will pay no tax on earnings (and that includes bank/building society interest --hahaha, as if). The HMRC advice reads: For 2012-13, legislation in Finance Bill 2012 will increase the personal allowance for
those aged under 65 to £8,105 and reduce the basic rate limit to £34,370. However, I don't know how tax credits and other benefits affect that tax-free allowance.

Have the ILs stopped siphoning money off you (apart from the credit card debt)?

[ariane5]

They have not had any more money at all from dh for a while now because I have complete control over finances/bill/wages etc to prevent lending.

Mil still reluctant to repay what she owes but at least I know she can't take any more. I think dh has learnt what she is like.finally

[Pigsmummy]

I am glad that this has worked out ok, as an aside I delivered the phone book a few years ago, it was good money.

[RenterNomad]

That's good news, ariane