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AIBU?

to think that the community on money saving expert are a bunch of wankers

64 replies

stdorothymantooth · 12/09/2011 11:48

I am a regular poster but posting under a different name, Im going though some problems at the moment, I posted here in the relationships section about the relationship side of it, money saving expert was recommended to me to get help on the financial side of my problems, so I posted there and all I have got back are a load of replies telling me my DH is better off financially without me. Well geez, thanks for that, so no advice for the actual financial question I asked then, just a load of self important wankers telling me that I'm not good enough for DH.
I know its bad form to come onto a forum and bash another forum but I'm so pissed off I needed a rant. Will stick to MN from now on.

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carernotasaint · 13/09/2011 22:44

Yes ,slagging off Talk Talk is all that MSE is good for. I would NEVER post threads about personal circumstances on MSE like i have on here. Too many nasty fuckers on MSE. Their days might be numbered though. Just seen on the news that a man has been given 18 months inside for nasty trolling.Bet there is not a thread about it on MSE Discussion Time. Cant wait till these new laws catch up with them. Cant come quickly enough.

Bogeyface · 13/09/2011 01:00

Can I recommend Sky? The BB and phone is not much different from BT but atleast their helpline gets answered within 24 hours of you ringing them!

sundayrose10 · 13/09/2011 00:55

carernotasaint, Talk Talk is the devil. I can't wait until my contract runs out.

sundayrose10 · 13/09/2011 00:53

Competition on who can live on 39p a week gets a bit tiresome as well. God help you if you have a pound for the whole week. You will be sent packing.

sundayrose10 · 13/09/2011 00:50

Yes they can be a bit cuntish there.

Bogeyface · 13/09/2011 00:46

~carernotasaint~

Ironically, the best place to go to slag off Talk Talk is MSE :o

PedigreeChump · 12/09/2011 22:56

I used to use it but left after too much nastiness. The special occassions board was nice and the others ok to dip in and out of for specific circumstances but generally it's not very nice. And they get really mad if you're a newbie and do something wrong or post in the wrong place in the wrong format Unclench!

M0naLisa · 12/09/2011 21:57

i used to go on to read about saving money and once posted about something or other (debt company) didnt get a response.

I posted again a few weeks later asking again as had more problems from debt copany - again no response.

Then i posted about a company taking money from our joint account and ask if anyone else had had any problems with this certain comapny and got about 5 replies saying about my past posts and maybe i should handle my money better and maybe i should grow up and get off mummys computer - hmm yeah thanks for that you inconsiderate selfish bastards.

Smadarama · 12/09/2011 21:40

I've had nothing but support from MSE threads but have seen some unpleasant posts on some of the boards but the same can be said of any forum. OP - get some proper, independent advice. If you can't get to a CAB or other Advice Centre call the Money Advice Service.

carernotasaint · 12/09/2011 21:38

Sorry i posted twice. my internet is playing up tonight. Im on Talk Talk!!!

carernotasaint · 12/09/2011 21:37

There are some very nasty bastards on MSE. There is a particularly nasty individual who starts threads on the praise and vent boards about disabled people. Really nasty stuff. And dont get me started on Discussion Time. Its the hypocrisy of it that bugs me.Many of the benefit bashers on there conveniently forget that they are claiming Child Benefits and tax credits.
What i think it is with some of them is that they are in loads of debt and they hit the keyboard looking for others to take it out on. They wouldnt do it to someone face to face because the sort of comments some of them make would provoke a violent reaction.

carernotasaint · 12/09/2011 21:37

There are some very nasty bastards on MSE. There is a particularly nasty individual who starts threads on the praise and vent boards about disabled people. Really nasty stuff. And dont get me started on Discussion Time. Its the hypocrisy of it that bugs me.Many of the benefit bashers on there conveniently forget that they are claiming Child Benefits and tax credits.
What i think it is with some of them is that they are in loads of debt and they hit the keyboard looking for others to take it out on. They wouldnt do it to someone face to face because the sort of comments some of them make would provoke a violent reaction.

Bogeyface · 12/09/2011 21:33

I have noticed on MSE forums that if you post anything vaguely to do with cocking up money within a relationship, you get classic "Leave the bastard/bitch" or "they should leave you, you bastard/bitch"

I stay away, it just pisses me off when I see people jumped on when they have asked a reasonable question about money, and not about their marriage!

Sam100 · 12/09/2011 21:32

I think you should talk to someone who knows what they are talking about before you start calling creditor companies up. The Consumer Credit Counselling Service here will help you put together a plan so that when you do contact them you know what you are going to be able to offer.

There is something called the Limitation Act 1980 which details for how long and in what circumstances debts are enforceable. Basically if you have not had any contact from a company for more than 6 years then it is possible that a debt has become statute barred - but that does not necessarily mean that a company cannot pursue you for the debt it just means that they cannot use the legal system to do it. If you make contact and admit the liability or make a payment then they can then start chasing again.

WhoWhoWhoWho · 12/09/2011 21:18

I've always found the advice on mse very helpful. You do get the odd wanker posting just like on any other forum (I've had wankerish replies on there too but have let them go over my head, it shows their true character not mine) you are better off ignoring them and focusing on the useful posts.

Hope you get sorted OP.

gallicgirl · 12/09/2011 21:12

Yup, that's right but I don't know if that only applies to settled debts and outstanding debts remain.

In all fairness, a lot of companies will give up chasing you after a certain amount of time depending on the size of the debt. It's just a waste of limited resources to carry on. Mind you, sometimes they sell the debt and then you get a new company chasing you so it's just as well to get it sorted now.

FabbyChic · 12/09/2011 21:08

It drops off your credit file after six years!

gallicgirl · 12/09/2011 21:07

Debts do NOT cease to be payable after 6 years. You can not be billed for something for the first time if the debt arose more than six years ago but if you were correctly billed at the time then the debt is still enforceable.

FabbyChic · 12/09/2011 20:55

Debts cease to become payable after six years, and after six years they drop off your credit file.

Cocoflower · 12/09/2011 20:53

I can only be honest and say I have had very good experiences on there. Though some people are a little alarmist.

TBH if you think thats bad dont ever go near the house price crash forum!

Voidka · 12/09/2011 20:07

The Benefits board on there is very viperish!

stdorothymantooth · 12/09/2011 20:01

Thanks izzy I knew you weren't judging just in a mess of panic I didn't make myself very clear.

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izzywhizzyletsgetbusy · 12/09/2011 18:55

Sometimes the written word is open to misinterpretation!

I wasn't judging you; my concern was that you seemed to be running round in circles posting hither and thither, causing yourself unnecessary stress and distress in the process, when a number of solutions were under your nose.

I hope that it transpires that all, or at least one, of the alleged outstanding sum has been paid and that you can bring about an improvement in your credit rating.

ragged · 12/09/2011 16:50

There are one or two posters on MSE who make my teeth gnash.
Then again there are posters on MN who raise my hackles.
And as for broadcast pundits... I nearly started a rant on here this morning about Aric Sigman.

I think that Wankers just creep in everywhere, must learn to ignore much better.

stdorothymantooth · 12/09/2011 16:46

izzywhizzy I swear I have been away and just come back I went into work this morning but decided as I was no use to anyone today I took the rest of the day off, what can I say I'm ahead with my workplan and dont have any meetings today so not putting anyone out.
I think panic had just overtaken me this morning, hence the manic posting, Having taken all the advice on board which I have been given (and it is all excellent advice btw) I am now a lot less panicked and can actually calmly see that things arent as bad as I thought and with a bit of careful planning I can get through this, I just panicked so much as we have very little/no spare cash at the end of each month so not sure how we are going to do this.

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