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AIBU?

To want to spend £20k on holidays and nice things?

123 replies

mosschops30 · 28/08/2011 21:47

well almost!

I want to put 4k aside for a family trip to florida
Split the remaining £16k between me and dh
Leaving me with £8k to spend.
Want to take dd and me to hong kong and dubai, two places i have always wanted to go but could never a) go because of flying phobia and b) afford it. That about £4k.
Then a trip to vegas, grand canyon and california for me and dh. Bout 2k i reckon which leaves me with 2k, which i will probably use as spendng money.

So AIBU to just want to blow it on nice things? We have a fairly small and cheap mortgage, and i have a minimal amount on my card.

OP posts:

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mosschops30 · 30/08/2011 20:45

Am not repeating myself, but thanks for posting

OP posts:

Malificence · 30/08/2011 20:34

Sounds fab, but £4k won't get you very far in Florida, our holiday next June is costing closer to £6k for 4 adults staying onsite at Disney in a DVC resort villa and that's with free dining worth £1600 - park tickets alone will set you back £1200 - £1500 if you want to do them all .

We spent £3k this time last year on a trip to Vegas and NY, that was just for me and DH and was only for 9 days.

You might want to recalculate.

HeavyHeidi · 30/08/2011 20:24

YABU to go to Dubai, horrible place. YANBU to go to fancy hotels though, 5-star absolutely makes a difference. If you like Intercontinentals, get their Ambassador card - free guaranteed upgrades.

Alibabaandthe80nappies · 30/08/2011 19:36

Ragged I am fine with a travelodge if it is just a stopover, but in general I resent paying to stay somewhere that isn't as nice as my own home. If I'm taking a trip ifs lifetime to an amazing city, I don't want my enjoyment spoiled by having a rubbish night's sleep on a lumpy mattress.

mosschops30 · 30/08/2011 18:58

ragged a travelodge is not the same as a 5* hotel, thats obvious thsts why one is budget and the other is not.
I think if youre going to do something once (eg vegas or hong kong) then why not do it in style.
IME the treatment you get as a guest is better, food is better, facilities are better, you have a spa or pool or both and its generally better than youre own home which is the whole point of staying somewhere else to me.
We normally do 4* on hols but its nice to do something a bit special every now and then

OP posts:

mosschops30 · 30/08/2011 18:54

Ok to answer a few things
Why am i giving dh half? Because hes my husband and after he cared for me and all 3 dcs for 8 weeks when i was very ill, i think he deserves it.
Why am i taking him on holiday out of my half? Im not now, sorted that out down the thread somewhere.

The florida trip wont be for at least 2 years, but we want to put money aside for that. Like i said i have looked at it and wirh flights, villa, car hire its about £3.5k, of course we would need spending and disney tickets,, but bearing in mind that we normally spend approc £4k on our summer holiday inc spending then we wont have to put thst much towards it that year IYSWIM.

Yes worzel if the money comes, its from THAT!

OP posts:

Bellavita · 30/08/2011 17:43

We loved the fountains at the Bellagio.

Ragged, I just prefer to stay in nice surroundings.

SquidgyBiscuits · 30/08/2011 17:24

Obviously do what you want with your own money.

But I've done a road trip type holiday from Vegas to California and back. We went from Vegas to Lee Vining and then over the Tioga Pass, then north in California and right down the Pacific Highway along the coast, then over to Arizona and back to Vegas.

We were there for 3 weeks and spent almost £10k including return flights to Vegas. Nice hotels don't come cheap.

We're also not long back from Florida, and that holiday set us back £3.5k for 10 days.

Both times were just for me and DH. I can't imagine how much more it costs with kids in tow, by the time you get the Disney tickets and all the crap merchandise / souvenirs that kids love.

thekidsmom · 30/08/2011 17:13

I'd plan to do all of that over a period of time - say, over the next 3 or 4 years. It would be a lot in a year! I think you may have underbudgeted some aspects, but in principle I'm in agreement - there's nothing I like more than holidays. Although I might put some aside for house projects or future school trips for the DCs....

But don't commit any money until you see it in your account!

ZillionChocolate · 30/08/2011 17:06

Another vote here for the Bellagio in Vegas. I think if you're flying long haul, then a week isn't long enough, it'd make me feel knackered the whole time. I'd try and do fewer trips but make them longer.

Ormirian · 30/08/2011 16:53

Of course you aren't if you feel OK with it.

I just know that I couildn't. I'd pay for one fabulous, otherwise unattainable holiday, and then do something boring and sensible with the rest.

I've spent too many years broker than a broke thing to be wildly profligate with any windfall.

ragged · 30/08/2011 16:50

What is so special about nice hotels? Genuine question. I think I have stayed in a few, but can't say that in the end I genuinely enjoyed them anything about them more than Travelodges (on average).

Alibabaandthe80nappies · 30/08/2011 16:47

Sounds fabulous, although I would want to stick a few grand in the bank too.

There is nothing wrong with liking nice hotels. I like nice hotels

SusanneLinder · 30/08/2011 16:41

IMO you are a long time dead. Spend it on what you like.

Doyouthinktheysaurus · 30/08/2011 16:38

I would say absolutely, spend the money and enjoy it.

We got a lump sum when a critical illness policynpaidmout a few years back after I had cervical cancer. We blew most of it on a massive extension onnthe back of the house. Could have paid a lot off the mortgage but didn't.

No regrets, I love whatvwe have done to our home and I would do it again.

I think as the money will be a result of trauma you have been through it is really important you and your family enjoy it, if you can affordnit.

When we got the money I got comments from people about how lucky we were....I wanted to lump them one! Not luck, astute financial planning and I could have died and left my very young children without a mum. No money can make up for certain life experiences.

LoveBeingAtHomeOnMyOwn · 30/08/2011 16:24

I think the only way to settle this is if I come with you and report back

minipie · 30/08/2011 16:23

What smelli said a couple of pages ago.

Splash a bit of it now. Use the rest to pay off mortgage. You will save interest on your mortgage by doing that. Use the saved interest to pay for the next holiday.

Voila, two for the price of one. (Sort of).

By the way, be careful about talking about claims on MN - it's just possible the litigators might be able to identify you...

UserNameNotAvailable · 30/08/2011 16:11

You are giving your dh 8k (to spend on what he wants) and then taking him on holiday out of your share! pft! make him pay for himself out of his share :o

I would love love love to go to the Maldives and if I had the sort of cash you are looking at then I would go there and have a few other holidays with my family.

Enjoy every minute of your holidays and it sounds like its well deserved.
The only other thing I would say is if 20k is a crappy offer and you are entitled to more compensation then hold out. You can still do all the things you want just at a later date. Good luck and I hope they settle out of court with a decent amount. :)

WorzselMummage · 30/08/2011 16:06

In remember what happened to you mosschops.. If this money is from that then you spend it on whatever the hell you want! Enjoy it :)

Yr1Mum · 30/08/2011 16:05

Can I just ask (and sorry if I've missed this on the thread) why are you giving half to your DH? What does he plan to do with his share?

Hope you enjoy your spend up and travel - a girls' road trip with your DD sounds fun .

Bellavita · 30/08/2011 16:03

And to those moaning about moss bragging and being showy offy - you sound jealous!

I like to stay in nice hotels/places too, nothing wrong in doing it/mentioning it.

Bellavita · 30/08/2011 15:58

Mosschops, I think you are underestimating too...

We have just returned from Maui an Hawaiin Island, the flights for 4 of us were £4000 (2 adults, 1 child considered an adult fare at 14 and a child fare)

We stayed in a timeshare apartment (we swapped with our home resort) so no hotel as such to pay for.

We did a couple trips and also went to Oahu to Pearl Harbour/Honolulu/Waikiki beach. We ate out every night (food was not that cheap).

We spent a total of around £8000 - this was for 14 nights.

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fluffy123 · 30/08/2011 15:51

I am a total holidayholic , I say go for it. I spend way too much on holidays and travelling and have never regretted a penny of it. If you have a burning need to visit a certain place it won't go away until you have been there. I had it with Cape Town and now feel a lot more content since I have been there. I would say spread the holidays out as flying long haul is exhausting and also you can really enjoy doing all the research before each trip. Enjoy.

ApocalypseCheeseToastie · 30/08/2011 15:48

Ooooohhhhhhhhhh, mefinks there are a few people on this thread with issues

Go for it mosschops. and have lots of fun !

MorelliOrRanger · 30/08/2011 15:39

It's not £20K though is it, it's £12K. Your hubby will still have £8K. :o

If you want to stay in nice hotels in America I think you have underbudgeted that part of your trip.

Anyway how you spend your money is entirely up to you.

Have a fabulous time. :)

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