So basically I have 2 job offers for the civil service. Both HEO level and both require the security check clearance level.
I have no criminal convictions but finances are not as clean.
In 2019/early 2020 I got into a mess. I was a student and fell behind on repayments on various things. In total I have 9 defaults and 1 CCJ
All debts in my sole name. All accounts are now on a repayment plan and there have been no missed payments since match 2020. The CCJ account is now fully paid off but obviously still shows on my file as its less than 6 years old. I have a letter from the company declaring it paid off and balance is none.
My credit score is 585. I am married and my husbands is 705.
I will obviously tick the box that I've experienced financial hardship and explain what happened and that there's been no missed payments for over 3 years and I plan to increase the repayment amounts on all accounts once I'm earning.
But am I screwed? I know they are risk adverse when it comes to security checks. I don't know whether to decline both offers and look for roles which require less clearance so I don't waste anyone's time.
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CS security check - how screwed am I?
Imposter1212 · 29/11/2023 18:29
AnaNimmity · 29/11/2023 18:34
I’m not an expert on this, but I would have thought you’d be fine if there was evidence that you were through the difficult patch now.
I understand the reason for checking your finances is to ensure you’re not vulnerable to potential corruption (taking a bribe or similar)
Nw22 · 29/11/2023 18:42
Does anyone know is sc level checks ask questions about partners finances too?
NeverDropYourMooncup · 29/11/2023 18:41
Also helps to weed out any pesky poor people applying for jobs and getting off unreliable benefits, I guess.
I've noticed that when you hear of the successful fraud and corruption prosecutions, it's never somebody who is in a precarious financial situation like a skint disabled woman in her 50s or a bloke who's a single parent to a disabled child faced with eviction, it's always somebody with at least house, car, holidays, clothes to start with. And from personal experience, too, it's the people who already had more who do it.
AnaNimmity · 29/11/2023 18:34
I’m not an expert on this, but I would have thought you’d be fine if there was evidence that you were through the difficult patch now.
I understand the reason for checking your finances is to ensure you’re not vulnerable to potential corruption (taking a bribe or similar)
Nw22 · 29/11/2023 18:42
Does anyone know is sc level checks ask questions about partners finances too?
National security vetting: clearance levels
https://www.gov.uk/government/publications/united-kingdom-security-vetting-clearance-levels/national-security-vetting-clearance-levels#security-check-sc
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