So, this is the kind of Scandinavian casual-stylish I like. Yes, chin, it's as you say, monochrome and not too glam, but I have always been a minimalist at heart!
But the thing is, although my own clothes look a lot like this (and are actually great quality) I just look like I haven't bothered- as opposed to looking effortlessly stylish!
PP mentioned shoes. The thing is, I, like many people I assume, really struggle with shoes because of various foot problems. I haven't been able to wear flats for about six years (never mind heels).
I manage trainers, sandals or flat boots, but find shoes excruciating, and I walk to work 30 mins each way (with toddler and pram in tow)
So, I would love to find a way of looking more put together within the limitations that I have (and I assume, many other people do too).