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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

A warning re car insurance after a relationship break up

32 replies

foxinsocks · 23/09/2013 19:58

I have just had the shock of my life when insuring my car. The car insurance before I THOUGHT was in joint names. I have just discovered it wasn't. This means that I thought I had almost 14 years of insurance history when in fact I have none as when you are not the policy owner or joint insured, you do not accrue any history as just the 'named' driver. a £600 insurance quote (based on having 14 years no claims history) has just turned into a £2100 quote :(

OP posts:
34DD · 24/09/2013 10:00

This reply has been deleted

Message withdrawn at poster's request.

piratecat · 24/09/2013 10:07

i have found the best deals on money supermarket and moneysavingexpert, the Martin Lewis site.

here

also here

putting an older person on there helps, my mum is on mine as a named driver.

elvista · 24/09/2013 14:56

Sorry if this has already been suggested but try a small local broker if there is one near you. Alternatively try am insurance company that deals with 'high risk' drivers. I know you're not a high risk but you might just have to put up with it in the short term. Anyway, they might have a lower quote than more other regular companies. It Will still be high but maybe not as high. It's worth trying everybody. Good luck.

Bulletproofmum · 25/09/2013 08:56

Same just happened to me :(

LifeofPo · 25/09/2013 09:03

This reply has been deleted

Message withdrawn at poster's request.

AnythingNotEverything · 25/09/2013 09:13

I didn't know you could have a joint policy and both earn no claims discounts. Is that common knowledge?

I'm the primary driver of our one car, so car and policy are in my name, with DH as named driver. Am I screwing him over by accident?!

Poledra · 25/09/2013 09:15

Slightly off-topic but I've always been curious as to why journalists have such high premiums - is it a hang-over from when they were all expected to drink heavily at lunchtime then still tried to drive home? Grin

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