Hi all , i wonder if you could give me some advice if this timeline is normal for getting the mortgage offer from halifax
Our timeline is as follows :
Offer accepted 18/04/2016
Solicitors instructed 19/04/2016
Bank appoitment to make the formal application (already had aip) 20/04/2016
Survey results back 29/04/2016 valued at same price as the offer we made
Mortgage advisor went on holiday since then and we have no official mortgage offer yet .
Is that normal ? I am getting a bit anxious that is raking so long as i ve heard halifax are pretty quick.
I believe our application is straight forward we checked our credit score with experian both of us have excellent as a score we also have a credit search done on the 20th from halifax which means they alredy cheched that. Have no previous defaults etc no depantanta and both on permament jobs the mortgage payment would be less that 1/3 of our montly income after tax . We have no other montly debt payments
Have you used halifax before ? How long did it take to gwt the official offer ?
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still no mortgage offer
14 replies
ftb882 · 10/05/2016 15:50
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