Live chat with Alvin Hall, Thursday July 3rd 1-2pm

[carriemumsnet]

Hi all

Just to let you know that Alvin Hall, independent money saving expert, is coming along on Thursday to answer your questions about all things financial. A well respected author and presenter, Alvin advised the nation on BBC2's Your Money or Your Life and has written several books on the subject.

One of the reasons Alvin has agreed to join us is that he has recently worked with OMSCo, the Organic Milk Suppliers Co-operative, to compile Cheap Changes, a pocket guide full of money saving tips to help you to beat the 'credit crunch' without compromising your lifestyle. This is available as a pdf for Mumsnetters to download here

If you can't make it on the day, please post your questions in advance here. Otherwise - see you on Thursday.

MNHQ

[MARGOsBeenPlayingWithMyNooNoo]

Where are my manners? Thank you Alvin!

In the words of Fifi Forget-Me-Not "Don't forget to come back soon!"

[katierocket]

More successful than 'eco-mums' then

[MARGOsBeenPlayingWithMyNooNoo]

Lynette, I feel honoured too, he answered my question!

[LynetteScavo]

Alvin spoke to me!

[charlotte121]

man he didnt answer mine either.... twas important ooooh well.

[Jux]

He didn't answer my question
I don't love him anymore.

[Raxacoricogizmopatorius]

Thanks mumsnet HQ, that's a thread I'm actually going to save and refer back to...not something I can say for every thread on MN

[LynetteScavo]

Bye Alvin! Feel free to drop in anytime!

[hunkermunker]

That's a link to this thread, Justine.

I reckon you mean here

Bye, Alvin - have a nice trip. If you want to springclean a lovely person's finances when you get back, I'm here

[AlvinHall]

I've enjoyed this. My taxi is downstair. Hope to answer some of your questions at another time. I will, however, submit some information about pensions for those who asked. BYE!

[JustineMumsnet]

Ok that's your lot folks - Alvin has a plane to catch!
Many thanks to all who joined in and of course to Alvin.

(ps don't forget that One of the reasons Alvin has agreed to join us, apart from the fact that you are all super fun, is that he has recently worked with OMSCo, the Organic Milk Suppliers Co-operative, to compile Cheap Changes, a pocket guide full of money saving tips to help you to beat the 'credit crunch' without compromising your lifestyle. This is available as a pdf for Mumsnetters to download here)

[CatIsSleepy]

ooh ooh is Alvin off already?
did he answer my question about life insurance?

[RTKangaMummy]

please can we do a deal for your book via mumsnet?

and so you sell more books and we get a discount

what about 25%



Thanks for coming onto MUMSNET

[AlvinHall]

Carriemumnet:
I have been in your friend's situation. It's better that she keeps the cash for those periods when work is slow. Remember that work may not be as steady as he or she thinks as the economy slows down. Hold on to the cash and put it in a high interest account!

[theinsider]

Too late! Many thanks, I shall consider this this kick up the bum I need to find a better rate. Alvin Hall has told me so

[Piffle]

opinions about pensions... Many of us have asked?
have a nice trip alvin!

[AlvinHall]

theinsider:
You live in a competive banking world. The old days when you stayed at a bank for life are gone. Get out there an look for a bank that gives you more of what you want, especially because you are good with your money. Since the problems with Northern Rock, it is highly unlikely that the Bank of England would let another bank end up in such circumstances. If it did, it would undermine the public's confidence and lead to a major run on the banks. So Barclays is as safe as any other. Check out its competition to see if you can get a better deal. Don't be shy about asking for what you want!

[theinsider]

Alvin, my question is not important. Please answer someone else's.

Many thanks for coming. Have a good flight.

[hunkermunker]

Answer mine then, Alvin, you darling man, you

[Soapbox]

LOL Alvin are you jetting off on holiday to spend some of your weekly allowance

[funnypeculiar]

Great tip - I am (like many of us) hugely reliant on my (debit) card and actually have little idea of day-to-day spending. Thanks

Although hugely envious of your Fri night cocktails

[AlvinHall]

Unfortunately I've only got time for two more questions because I'm flying out of Heathrow at 4--cutting it close!

[carriemumsnet]

My friend is getting a redundancy pay off of around £45k. She has a mortgage of around £175K . She can't afford to use it all to pay of lump of mortgage as will be going freelance and may need to dip into it, but if she puts it into a savings account is there one that pays high enough to make it pay as well as if she'd used it against the mortgage ie over 6ish%
(sorry I know what I mean - hope it makes sense)