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Difference between being frugal and just plain tight?

43 replies

rookiemater · 14/02/2014 11:51

We've been cutting down on outgoings in the rookie household recently and I have been musing on this one.

My thoughts are that anything that creates savings but doesn't impact negatively on anyone else is definitely frugal, so things such as doing the family shopping in a cheaper supermarket, buying DS's clothes from E-bay, not going out as much, would all be under that heading.

So I guess being tight would be making people chip in for dinner if they come round, not buying a round when you are out, stuff like that.

It's just that my definition of being frugal is changing. I used to think that people that brought in their own lunch or coffee were stingy, now I'm kicking myself that I wasted so much money over the years. I've also noticed that more people in our office are brown bagging - and one of the contractors didn't go out for a team lunch the other day as he said he had no money - which I can't imagine someone admitting to a few years ago ( btw I thought it was v mature of him to state this) .

I should add that this is meant to be fairly light hearted, we have overspent, but it's a question of raiding savings and cutting down on expenses rather than being on the breadline - so if you are in the position where every penny counts, then you absolutely should do what's right for you.

Has your definition of frugal and tight altered over the years - what crosses the line between the two?

OP posts:
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VivienStanshall · 17/02/2014 11:43

Brands! You little traitor sauce!

It's that "grudging irritation" that's wrong.

I have a houseful of food at Christmas (most of it's still here!) but I revel in the value that I achieved by buying offers in the months beforehand, Aldi, Lidl, Poundshop even. I'm happy for anybody to eat it and look at what I've saved (frugal) rather than what I've spent (tight).

I like nice cars but rather than spend £30k on a new one (extravagant) I will spend £12k on one a few years old (frugal). I know I could buy one for £1k (tight) that would do the job but I wouldn't enjoy it as much.

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SauceForTheGander · 17/02/2014 11:46

I enjoy the total disapproval - jeez I'm 40 - you'd think I'd stop trying to rebel.

But honestly every single family event was quantified. I was always freezing too.

Ironically I think my DM wastes money by being frugal / tight.

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LunchLadyWannabe · 17/02/2014 11:54

My mother has more money than anyone i know however shes also the most tight person i know!

She wont go out for lunch or have a brew in a cafe

"Im not paying £1.75 for a cup of tea!"

She buys crap food when she can afford to buy decent food.

She saves all her money instead.

I ve told her that you cant spent your money when you die, so enjoy it now.

She will never change, shes always been the same!

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VivienStanshall · 17/02/2014 12:02

Keep on trying "LunchLadyWannabe".

I eventually succeeded in getting my parents to start spending on themselves, lots of holidays and cruises, when I pointed out that if they didn't a lot would go to the taxman, with the rest going to my siblings (who I think must burn money to keep themsleves warm, the rate they go through it) or to me who doesn't need it.

They're finally having the time of their lives. Next step is to stop my dad defining casual wear as looking like he's dressed himself from clothes he found in a skip.

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Sad51 · 17/02/2014 12:02

Sauce Constantly thinking about money is exhausting. I do not go out very often so do not like to skimp when I do. If going for a meal, I want three courses and as many soft drinks that I need.

A few years ago I met some old friends and was on a tight budget. I decided to go without dessert to save £5 or so. Most of them ordered dessert. We ended up splitting the bill so I did not save anything! I will not do that again.

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Sad51 · 17/02/2014 12:05

Vivien You class spending £12k on a car, frugal!
Shock

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VivienStanshall · 17/02/2014 12:06

Indeed Sad51, I rapidly found out that a meal out you have what you want as it will all get split evenly and you will otherwise resent so-and-so having the unnecessary £2 peppercorn sauce for their stake. But they like it, would be happy to pay for it themselves so you have what you want too.

Most people I know will go for the voucher / half price option when they can but take the view that the meal is there to be enjoyed.

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VivienStanshall · 17/02/2014 12:08

Frugal as compared to the £30k original price!

I'm a bloke, some things are essential Wink

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Sad51 · 17/02/2014 12:12

I have met people who have sipped one drink at a meal in order not to buy another. They were not poor just tight.

I admit to bringing lunch when we go on day trips. However I buy my dc ice cream or another treat. I cannot afford am not willing to pay over the odds for food.

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VivienStanshall · 17/02/2014 12:18

Oh yes, always take a lunch on day trips. You can eat it on a cliff top watching the sun play on the sea rather than in a crowded and overpriced cafe.

I don't think that one's actually about the money for me. I also like the preparation - thermos etc., all part of the day out.

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drwitch · 17/02/2014 12:28

frugal is not wasting money and perhaps making sacrifices to save it. Tight is being over concerned that you might be paying more than your fair share. A frugal person will have her friends over and feed them a nice meal BUT live on the left overs for a week. A tight person will ask for a contribution from everybody for same lunch

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SauceForTheGander · 17/02/2014 12:29

I went away with DM and stayed in a B&B and she took food from buffet breakfast and popped it in her handbag. We later ate crumbly bread rolls and stiff ham at a bus stop - so she wouldn't have to pay for lunch in a cafe. She's very proud of that story!

She's not poor but I always thought we were until I became an adult and worked it out.

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Rosvita · 18/02/2014 14:09

I'm afraid I have to admit to being tight!But then I am saving very hard for a big holiday blow-out and know I have to save x amount a month to make my target so yes I will by - pass lunch out, costa coffees etc.I also pay for what I've had during group meals-if, for example, money's tight so I chose not to drink alcohol so I can still afford to go out why should I pay more as someone else chose to drink?equally it works the other way and if I have more than others I will pay for everything I've had.i also only put £1 or so in work cards, church collection etc as I simply don't have the cash (live on my credit card and clear in full on pay day so always short on cash!).
I do weigh everything up though and sometimes cut back in other areas so spend more in others and am never tight with the kids birthdays/Xmas etc (within reason) and sometimes will buy a friend coffee,McDonald's etc.
More often than not I don't have the cash but even if I did I wouldn't keep spending on expensive activities in half term etc like some of my friends do- I just couldn't afford it.

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Rosvita · 18/02/2014 14:11

I am definitely frugal though and will buy in advance/or look for the same item cheaper somewhere else,I also sell the kids clothes when they're outgrown etc to make some extra £!

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ILoveWooly · 19/02/2014 14:10

DH and I are frugal with work lunches, meal planning etc but generous to friends and family... we regularly have 12 for Sunday lunch etc.

However we had friends come to visit us for a week a few years ago. They stayed in the travel lodge on the other side of town as it was the cheapest option (we don't have room for another family for a week). They then decided it was cheaper to come by train than drive so they got us to pick them up/drop them off every day. We cooked all evening meals at ours except for one night we ate out (split the bill) and made packed lunches for days at the beach, daytrips etc.

When we went out on the first day I offered to get the coffee/cake. They ordered what they wanted as did their children and we paid. A few days later we went for coffee and cake again and they said it was their turn to pay (all very good, first thing they had paid for in four days!) We were in Costa and they suggested they go up and get it. Asked what drinks we would like and said they would get a selection of cakes. They returned with 3 teas and a coffee and 2 cakes which they then cut into pieces and ate themselves! They handed the DC's a carton of Tesco value diluting apple juice each and a pk of 10p haribo. Considering they happily assisted their kids in choosing milkshakes and choc fudge cake when we paid I was seething.

The following day we were going to a museum so DH announced we could just eat there or grab a take away sandwich, fruit, drink etc from the M&S food nearby and eat in the park next to it if the weather held up. They suggested we stop in the café (we were amazed) and then announced 'seen as it is your turn to get the coffee we will sort lunch in the park'. DH and I said if they were sure or we could just pay our own now and at lunch, but they insisted. So we paid for everyone to have coffee, juice, scones etc then a few hours later they suggested we take the kids to the park and they would nip for lunch. They came back with 8 greggs sausage rolls, a bag of mini donughts and 4 bottles of water! Firstly there were 9 of us altogether... so after we fed our children (3) DH had half a sausage roll and I had sod all. They both had the cheek to announce on the train home that they were starving and what was for dinner?!?! Angry.

THey often boast about how good they are doing, weekends here there and everywhere but it seems to be at the expense of everyone else. NEVER AGAIN. Some people are just rude and tight!

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Rosvita · 19/02/2014 16:59

ilove now that really is tight!!beggars belief!

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ILoveWooly · 19/02/2014 20:33

Rosvita I am sure my blood pressure went up just typing the tale and that is almost 2 years later!

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higgle · 21/02/2014 16:09

I'm very frugal so that I can be generous. I buy all my clothes in sales or on ebay, menu plan, shop to get food bargains and only eat out if we really enjoy the food somewhere, lots of picnics in the summer.

All this economising means I can buy lovely presents for Christmas and birthdays, treat visitors from a long way away to nice lunches and enjoy the odd Michelin -Star dinner for family celebrations. It would be so easy to let day to day expenditure swallow up our income.

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