Larry:
No, £20,000 was not trivial to me. I'm not Posh Spice;) But then again, my health, the delivery of my child or my piece of mind weren't trivial either.
Yes we sacrificed a few holidays, but if my husband had actually put a vacation before my antenatal care and delivery I'd be furious. We had to cut back on a lot of other things, but that was a choice I made. It depends on your priorities doesn't it? Private education was not something to consider at that point. It doesn't start untand several years later and there is enough time to save up a bit. Moreover, school fees goes from salary not savings. I had no intention of being a SAHM and we were both working, so perhaps that helped a bit.
And your CEO example doesn't convince me at all. The countries I mentioned have basically OB led care. In India for example, there is concept of midwives. Even in the rural areas, you have doctors. And no, not all these countries have private healthcare. Canada doesn't for instance, and others ave a mix of both public and private care.
You seem to be against private care simply because of the cost. But for me, these are the kind of things one saves up for. I'd be disappointed in my partner if he denied me and our child better care because he was more worried about a holiday or his savings. Savings can be rebuilt and holidays aren't as important as having a baby. Perhaps you had different priorities, in which case it's fine.
As for the private rooms, they are NOT always available. If they are occupied by emergency cases, you'll have to make do with the ward. This has happened to someone I know.
My husband kept giving me long lectures about the cost as well, but I made it clear that I wasn't going to risk the uncertainty that comes with NHS. Thankfully, I had my own savings which I used to help pay for my delivery.
Could I have forgiven myself if I had ended up giving birth in a corridor or waiting room? No.
I'm certain that had I given birth at our NHS hospital, I would have ended up with an operative vaginal birth which I am completely against. For me that money was worth it just to avoid having to consent to procedures I didn't want at all and which are known to be risky in the wrong hands.
I was secure in the knowledge that nobody was putting my safety at risk because they were exhausted or trying to save their trust some money or just doing things according to "policy". I was also familiar with the credentials of the person delivering my child. It wasn't a random stranger who hadn't even bothered to introduce himself.
I've already listed what all I got with private care. I can't put a price tag on that, but those are just my priorities. If you think it's a waste of money, that's your lookout. I think it was the best money I ever spent.