Sorry this probably isn't the right place to ask. I'm in the process of purchasing my first home at the grand old age of 34. Excited but absolutely terrified.
It's a mid terrace (all I can afford for a start home unfortunately) and was built in 1995. My mortgage broker advised me that the lender is currently offering a free "valuation survey" which is usually a cost of £350. I told him great but after it's done I'll get an independent one done too, I want things like wiring and damp and subsidence etc checked and don't believe a VS does all that. He was surprised and said VS will do all that and whilst I should get one done if it reassures me I'll just be wasting a few hundred quid. The mortgage broker is very helpful, capable and competent - he's been a life safer to many people I know but I was surprised at this as nearly everyone else has told me to get an independent RICS homebuyers report.
Thoughts for a clueless first time buyer please?!
Please or to access all these features
Please
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to access all these features
AIBU?
To think I need a Homebuyers Report...
36 replies
OhLookMarch · 17/03/2019 22:13
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