to be getting a bit fed up with squeezed middle bashing.

[rosieposey78]

Ie those single income families with an income of 50 to 60k who are apparently moaning about the loss of £20 per week. If that is a problem they have made wrong financial choices or are bad with money etc etc.
Well we are almost a single income family who has lost child benefit. Some £50 per week. No proble with that. We just have to be a bit careful but we can cope. We do however pay loads on fuel. Dh has long commute and live in fairly expensive area so no we are not rich and do not avoid paying our dues. We opted out of child benefit.

[MrsHowardRoark]

I don't think we are worse off than those working for minimum wage or less or those surviving on benefits.

The point is that earning 50k and having no money isn't due to poor money management or choices.

[valiumredhead]

I am allowed to seethe about something which is completely unfair.

I seethe because of the assumption that if my Dh is a high earner then I have access to his wages. Cb was always paid to the woman for a good reason. And the whole pension issue too. It's so much more than 'just losing 20 quid a week' because you aren't paying nursery fees. In fact cb was never for nursery fees was it? I though TC went towards that? Happy to be corrected.

I am seething because the tax office couldn't even be arsed to send out letters and it was up to US to ring them and sort it out.

And mostly I am seething because the fucking Tories are in again.

[NutritiousAndDelicious]

£50k in London/south east is the same as £25k in the north IMO.

I don't think it's fair at all. It should be over £100k I think.

[mrsjay]

exactly valium many many women are help finicially hostage by their husbands partners and CB was little independence they had

[mrsjay]

held*

[valiumredhead]

Viv-lots of people have family commitments, looking after elderly parents for instance. It's really not easy to up and move. We've already done that and are still feeling squeezed.

[valiumredhead]

Mrs jay, that makes me angrier than anything tbh.

When we lost working tax credits it seemed fairer. This is just unfair and people should be pissed off about an unfair system.

[Floralnomad]

freshlysqueezed your children are not going to be at nursery forever though and when they're at school you will still get your CB which others on less income still won't . People do what is best for their circumstances ,you choose to work ,others choose to stay home with their children or work PT around their children .

[missfliss]

If hubby gets a new job in London then we will lose ours. We also live a few miles outside of Brighton whee houses are expensive.
Since he lost his job last week we have been in the position of realising that my income won't cover our mortgage so if no job forthcoming we may well have to sell up:(
Truthfully though if it came to it we could live somewhere cheaper and still commute. We have chosen to only have one child ( unless things change) because financially it would be a stretch to have two.
I would love not to work, but can't afford to leave my 4 day a week job ( it pays enough to justify childcare and commute) .
Obviously if he gets this job I'd prefer to keep the £80 per month, but I get ( especially with current situation) that 'need' is a relative term and I don't see why our life choices should be supported over people with greater need in this climate.

Ultimately though I wish that wealth was less concentrated in the hands of so few overall

[thecatfromjapan]

We've lost cb. I'm sitting here cold because we cannot afford heating. I'm dreading the real onset of winter.

I'm seething for all the reasons valiumredhead lists, to be honest.

Somehow, it always feels like Narnia before the arrival of Aslan whenever the Tories are in.

(Hmm. Maybe someone should do a study on the effect of childhood fiction on the perception of 1992. I'll bet that would figure large for quite a few people.)

[NoComet]

For 2 DC it's well over £2000 a year. ie most of the cost of a summer holiday, or more than the DDs extra curricular activities cost a year.

Also as a SAHM it was the only money in my name, so yes I realise lots of people are far worse off, but I'm still fucking pissed off.

[Freshlysqueezed]

Floralnomad I work part time actually but childcare is still £600 plus a month. When they are both in school there is still berakfast club, after school and holiday care to pay for which will soon add up. Oh and fyi not everyone has the luxury of choosing to work - many of us have to.

[Wallison]

This is the case with all state benefits though. You wouldn't be entitled to JSA either. And given that you do not say you are homeless, then I would assume that you do have access to your husband's wages.

[Wallison]

[valiumredhead]

And so you should be star

[coldwinter]

If your DH is not giving access to his wages, then this is financial abuse. Women's Aid can give advice and support around this issue. It is not okay for your DH to treat you in this way.

[Retropear]

Freshly but it is temporary,you have 2x tax thresholds,pay less tax and will be getting help with childcare from the gov.

Aside from that,they're your children. Who did you think was going to pay for their temporary nursery bills?You could have saved beforehand which is what we did to enable a sahp.

[valiumredhead]

If your mortgage is high it doesn't matter how many household sums you do

[valiumredhead]

Cold winter-I was using that add an example as it does happen-just not in this house, joint everything, joint names on everything and full access to all money. Thanks though

[Wallison]

If your mortgage is high then you shouldn't be looking to the govt to pay you a state benefit in order to fund it when you are raking in £50k a year.

[thecatfromjapan]

I feel pity for people who come on mn simply to act like wankers.

There are no sums in the world that can get you a personality that makes people want to be with you.

I never used to get why people do this. They say shit that they must know they can't say in RL. So why say it here? Some kind of wank fantasy, where they jizz their hidden hostility over the keyboard? Or are they such sad fuckers that they don't know you can;t say that sort of stuff in RL?

I imagine them, all alone, getting sticky writing something shitty, and then running of to the bathroom for a quick, post-wank wee.

Good for you!

Glad you have something!

Anyway, peace and love.

[thecatfromjapan]

It's either a personality disorder that grows out of deep loneliness

or

it's a kind of trolling.

In my humble opinion.

And there is way too much of it.

Usually, I keep quiet about it. But why? Why do we tolerate such mean idiocy?

[Wallison]

Yes, you certainly sound most peaceful and loving yourself.