Mosman must be to some extent a troll doing this for effect. I was going to ignore it, but I must speak.
(S)he wilfully ignores the fact that while wages have risen by at most double, and property prices by 5-10 times in many areas, that there is any problem, and like far too many people, believes that compassion is limited only to "the deserving".
With people like Mosman, often people with diseases are also separated into the deserving and non-deserving, because (s)he is terrified to give any compassion or sympathy away when (s)he needs it all hirself. It comes across as selfish, nasty, vitriolic and sniping. There is no such thing as bad AIDS and good AIDS, Mosman - just fyi. But one can have unlimited compassion for those not as lucky as onesself. Compassion doesn't run dry if you use it, you know.
(S)he also hates the idea that anyone might have a nice telly or a phone, assuming that everyone buys the most expensive models and aren't as intelligent as (s)he was. Which is an insulting attitude usually held by middle class people who aren't as intelligent as they like to think. I think (s)he cannot imagine how anyone else can be clever. Certainly those who aren't as well off must be stupider. Circumstances and luck have nothing to do with it. In fact, Mosman, you sound exactly like the people I used to go to Church with. Judging others is not an attractive trait.
I came out as gay at 19, and was chucked out of home. I couldn't get work as I dropped out of my Maths degree, and ended up homeless for a few years in my 20s. I was unable to save, and living on the streets. I didn't have iPhones and TVs. I still don't have a TV, cos I broke the addiction to the idiot box, but I don't judge those who like a distraction in the evenings (Although I'd rather not hear about the X Factor and Big Brother so much). Different strokes for different folks - which you might like to consider. Not everyone different from you is automatically wrong or stupid. Wake up and stop being such a spoiled child. You come across as the sort of person who believes libraries should only have one book. And that's true stupidity.
I now have a house. It didn't cost me a penny. I was left it in a distant sympathetic relative's will and now have a low paid job, but a life indescribably better than I could have imagined in 1997 when I lived in Kensington Gardens. I was lucky. I also worked hard, but chance played a huge part, and neither my failures nor my successes were down to me - I was never the master of my own destiny.
I have no kids, but I will pass on my good fortune and help people out where I can, and yet I still have sympathy and compassion for those who aren't as lucky as me, and I don't begrudge anyone their phones or TVs or nice clothes. You advocate surviving, not living. There has to be a balance between the two, or you might as well already be under a bridge, or dead. If you have good luck, rather than looking down and judging, try paying it forward a bit and helping out. It's cheap too - a kind word on here wouldn't hurt anyone.
I note you say that, "under a bridge" rather dismissively, as someone who has never slept under a bridge and is terrified of doing so. It's not actually as bad as you think. The worst part of sleeping rough isn't the lack of a roof, but the people who judge you and kick you while you sleep there. Usually churchgoers after a drink. And that's the real evil which should be judged - unkindness and judgmentalism. Look in a mirror.
JW