What summer coat ?? Save me from looking like a bag lady

[TheGruffal0]

What do people wear day to day, going to the shops, pub etc?! Am so used to priority being warm and waterproof, when it is actually summer I have no idea what to wear... I prefer bum covered (and have long torso, so don't want it hanging out), and would like to look tidy... I work from home so dress casual and in jeans almost always, but would like to look less like a bag lady...! Stylish, smart even!! Please inspire me . Am 'spring' coloured I think.