(Have namechanged in case this makes me too identifiable...)
Here's the situation: We had agreed sale of our house and found a fab house to move to and had our offer accepted. Would have had a couple of months in between houses, when we were going to rent or move in with ILs, but we would have been in the new lovely house by Christmas (which I was really looking forward to - not any more), and had plenty of time to get sorted ready for DC2 who is on the way.
Then a couple weeks back - just as we were getting close to exchanging - we suddenly heard the sellers had accepted a higher offer - enough that we had no way to match it . We were really gutted of course, had a couple of sleepless nights wondering whether we would find somewhere new before the baby comes, and really sad to lose the house we had started thinking of as "ours". But we decided we still had to go ahead with our sale, as we couldn't morally pull out even if we legally could (the buyers had a baby on the way any day, & had sold their place). So we are looking for somewhere cheap to rent temporarily until we find a place to buy.
Thing is it's been a few weeks now, but I am still really gutted and also panicking a bit too. Since we lost that house, pretty much nothing suitable has come on the market (yes I know it's holidays so probably a quiet time, but it's getting me down), and I'm starting to worry that:
- We won't have found anywhere that's "ours" by the time baby comes, and will still be in some small temporary rented place with a baby and toddler
- I keep reading that house prices are going up again, and mortgage rates have already gone up quite a bit, so we could end up losing lots of money
- If it takes more than 6 months from our sale we will lose our very good existing mortgage, so will lose even more money
- We might not find (or be able to afford, by then) anywhere that we like as much as the "lost" house, and will end up settling for somewhere we don't like...
Anyone got any good advice or reassuring words for me? The preggy hormones are probably not helping and I know things could be a lot worse really, but still can't stop stressing about all this.