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Georgian house insurer?

11 replies

Glittershoes22 · 25/05/2016 19:16

We are about to exchange on a detached Georgian house (not listed) but struggling to get insurance quotes if I put in that it was built pre-1760 our bank survey says 1710.

Those of you with houses built in that period who are you insured with? Thank you!!

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cathyandclaire · 25/05/2016 19:19

Check out the listed property owner's club, they do their own, through LARK i think. It was by far the best cover for our Georgian house (1740)

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exexpat · 25/05/2016 19:22

Try an insurance broker - if you talk to an actual person, they can get quotes for things that don't fit computer forms.

I had issues when I bought my current house (not that old, but had masonry cracks the previous owners hadn't mentioned to their insurers), went through a broker and ended up with Ecclesiastical and a specialist 'historic house' insurance policy. Could be worth trying, but not cheap. Or Hiscox seems to advertise itself as dealing with period houses, I think. But a broker would be able to find a range for you.

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CMOTDibbler · 25/05/2016 19:24

Try Hiscox - they are v good with more unusual properties

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thisonethennomore · 25/05/2016 20:10

NFU. ours is C17 and they took it in their stride.

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Glittershoes22 · 26/05/2016 10:11

Thank you all, I have a fun afternoon ahead of me!

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charleybarley · 26/05/2016 10:15

This reply has been deleted

Message withdrawn at poster's request.

MrsJervis · 26/05/2016 11:17

We use a brilliant, small firm based in Norwich called John Albion and Partners for our insurance (old, listed building). They've given consistently excellent service and seem to be a bit cheaper than the other, big companies that offer insurance on older properties. Good luck!

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TheDrsDocMartens · 26/05/2016 12:10

We are with nationwide

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RingUpRingRingDown · 27/05/2016 12:58

We're with Barclays.

NFU hugely recommended by lots of people I know but takes ages to organise quotes (allow a couple of months before you need a policy) as they need to come out and actually see the house. We planned to use them but missed the boat at renewal time this year by leaving it too late.

Previous owners of our house used Hiscox but the quotes we got were extortionate.

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FurbysMakeSexNoises · 28/05/2016 20:12

We are in similar aged property and have ours through AXA which doesn't seem unreasonable. Hiscox was obscene I seem to recall.

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Glittershoes22 · 28/05/2016 21:49

So far Once Call Direct is coming up pretty cheap (underwritten by AXA). Hiscox is expensive (about £500 more) but seem to provide a lot of cover.

As for NFU, I was passed from my pillar to post (local office to the office where we are moving to, then transferred to the Glasgow office as they were closing) I then mentioned my OH occasionally working from home and they insisted I have a quote from their working from home team who aren't around until after the bank holiday. So I have given up on NFU, will try them next time as a couple of friends recommend them.