Hello ladies,
To cut a long story short I have a recently turned 1 year old and a week before his Birthday my partner decided he did not love me anymore and left me. We have a shared house, mortgage and joint ownership on the mortgage. He is in a very high earning job and I'm in a low earning job. We use to pay a share in the bills and mortgage, for example We would both put a certain amount in the joint account and the mortgage and bills would come out of that.
He is moving out on June 4th. He has said very kindly that he will pay the mortgage when he moves out till January and I will have to pay just the house bills. I have had to drop my hours however to 16 as He can only take my son 3 days. He works a 7 on 3 off rota, so I have my boy 7 days and can only work on his 3. All very confusing. The fact is moving out is heartbreaking but it is also the heartache and confusion of loosing my house and not being able to be financially stable for my little boy.
My advice that I need is this.
Is there anyway legally I can keep my house. Like I said he says he will pay the mortgage until January but then he wants to sell. I love my house, I worked very hard to get it and I have put a lot of love and hardworking into making it nice, it is stability in an unstable time and stability for my son. Would the only way to keep it be to buy my ex out of his share.
My second question is does anyone know what aid I'm entitled to. I will be working 16 hours and only have one child, but will only be taking home £400 is a month whilst working. I have heard of tax credits, child tax credits and working tax credits. I have no other income and no family help. Does anyone know how long a claim takes to process.
I'm so so scared about the future so although these questions seem like I'm greedy for money and to keep my house I am not, I'm just trying to heal my broken heart and have the best future and stability for my son.
Advice greatly welcomed.
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15 replies
Lonemummy1988 · 12/05/2018 21:20
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