I've nc for this as it makes me identifiable. It is fairly long and complicated so I'll try and outline the main points.
Five years ago DH split with his XDP and she moved out into rented accommodation. She has made no financial contribution since that time.
They contacted the mortgage provider to take her off the mortgage however they were unable to do this I think because the property was in negative equity and they wanted two people to chase for payments (I'm not 100% sure on these details).
I have lived in my DH property for four years. I moved in along with my two children from a previous relationship and we have since gone on to have our own DC.
I am reluctant (and possibly unable to anyway due to credit rating) to go on the mortgage at present. I antisipate that will change in around 3-4 years once my debts are cleared.
About a year ago we contacted a solicitor to change the deeds to a tenancy in common (I think) so that DH and his XDP share 50/50 ownership.
We have no contact with his XPD however she has mental health issues and will occasionally contact us with various problems/threats.
Yesterday XDP contacted me, for unrelated issues but as usual the conversation descended into her threatening and stating that she can have keys for the property and come here whenever she wants. I didn't engage with her and that was the end of the conversation.
I was wondering what the situation actually is. I'm afraid that she may actually be correct and I need to see a solicitor asap. However in the meantime what can I do if she turns up? Can I lock her out and ring the police to remove her? She doesn't currently have a key. I have three young children and I am genuinely worried that she may be a danger to them and me. As stated she has mental health issues including being sectioned and she has also had her children removed via SS.
Sorry for the long post, I just wanted to make sure everything was covered
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Owner of house moved out four years ago, now threatening to come back
30 replies
TempAlias · 21/02/2016 19:17
OP posts:
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