Saving account advice (please)

[Bethharden96]

So I have an isa account and have saved a fair amount in that, but I've been talking to my SO and we've both agreed he does not quite have the knack for saving that I have. I also have saved enough to want to put some money away for a bit and keep maybe just a bit in my isa that I will keep adding to. My SO wants something he can't instantly access. Is there a type of saver that is no access but you can still deposit into? (I'm talking UK banks so if you have any suggestions please let me know!)

[AppleJac]

Im sure all banks do savings accounts were the money is locked away for up to 5 years. However i think you need to have a set amount each month going into the account by standing order.

I always bank with the same bank. I have a 2 halifax bank accounts plus a credit card with them so i would just choose the bank you have the most accounts with and see what they do. Im sure they all offer an account were money is locked away

[LookingOldBeforMyTime]

SO? Sorry, I don't mean to be obtuse.

[specialsubject]

Standing order.

Dont use high street banks for savings, rates are really awful even in the current climate. Real inflation is over 2%. You can only just match that with a five year fix, no withdrawals alllowed.

The current accounts that pay real interest are also disappearing.

It is almost not worth bothering to save now. Thanks, Carney.

[ImperialBlether]

SO here means 'significant other'.

[80sMum]

" Is there a type of saver that is no access but you can still deposit into?"

If you don't want access, how about a pension fund?!