Financial budget for the household- anyone got a good one?

[nowwearefour]

Money is getting tight. We need to start planning life down to the last few pounds i think. Anyone got a spreadsheet they use? I am conscious that if i devise my own i am likely to forget something eg tv license or something else ! i want to put money away each month for annual bills eg car service, insurances etc plus budget for more regular costs....

[nowwearefour]

surely someone has one they use and wou;dnt mind sharing?

[hercules1]

Go through previous months bank statements and devise a list on excel from this.

[nowwearefour]

ok this is an idea i hadnt thought of. thank you. i guess i was trying to be lazy....

[chisigirl]

There's a really good one on moneysavingexpert.com

it is super detailed.

[Mousey84]

agree with moneysavingexpert one. Its fab.

[nowwearefour]

oh fabby fabby i will have a look at it