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Someone tell me I'm being silly

13 replies

KatyMac · 16/12/2010 18:36

DH has chronic lung disease - he gets chest infections a lot in August he ended up having 2 weeks a/bs 3 days off 2 weeks a/bs 4 days off 2 weeks a/bs then admission to hospital

He has a chest infection atm & will finish his antibiotics on 23rd

We go away on 26th, we have a spare set of 2 weeks a/bs to take with us

We will be OK won't we? cos even if he takes the a/bs he still won't be at the need to go to hospital stage yet will he?

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3littlefrogs · 16/12/2010 18:42

Have you discussed this with your GP?

Have you got travel insurance that covers medical treatment and repatriation?

If yes to the above, then all should be well.

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KatyMac · 16/12/2010 18:43

We discussed going away with the hospital - they said great

We have travel insurance (for pre-existing conditions) Do I need to tell them he currently has an infection?

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3littlefrogs · 16/12/2010 18:47

I am nort sure, but maybe someone will be able to give advice...it is very tricky because they can void the insurance for non-disclosure.

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KatyMac · 16/12/2010 21:25

Yes I thought they might be tricky

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AliceWorld · 16/12/2010 21:30

I used to work on the phone number you ring when you are ill abroad. I'd say always always tell them about the medical history. If we found out about pmh, and we often did, it was tough pay for it yourself time. There were some conditions where it would be looked for straight away.

But I am coming at it very one sided, and was only on the phone number. Not an expert beyond that.

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KatyMac · 16/12/2010 21:34

That's it; I have told them all about his condition (& spent a fortune on insurance) - I guess I need to tell them he has an infection

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AliceWorld · 16/12/2010 21:37

If they already know he has a condition, and he's had infections before, and some medical professionals already know he has an infection now, I'd say they'll work it out. Sorry

I could be wrong...

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KatyMac · 16/12/2010 21:46

So I just need to tell them; it's not likely to change anything is it?

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AliceWorld · 16/12/2010 21:53

You see that's the bit I don't know. I don't know whether they will put the premium up or whether they will even refuse to insure. I don't know that bit. And now I feel crappy for mentioning it but not knowing that crucial bit of info. I didn't deal with that end of it you see.

But yes from what I recall of the way it was explained at our end, people should have rung up and told the insurance company but didn't.

Just recalled that there was sometimes a thing about having a letter from a medical professional to say you were 'fit to fly'. So a doctor had said you were OK to travel, which of course the hospital have said in your case.

Apols for the half info...