How many of us realise that if our offspring become ill at Uni. & can't finish their course because of this, they are still liable to pay back in full the whole of the student loan. Plus there does not seem to be any way you can insure against this possibility.
The only way that a student loan can be cancelled is if the person is certified PERMANENTLY unfit for work or if they receive a disability related benefit.
My daughter got glandular fever in her 1st yr. and had to come home for the rest of that yr. She went back for the next yr. but became ill again as it developed into M.E.so that was another yr. lost. She changed Uni. to do philosophy,hoping that she could read in bed, and completed a successful yr. Then she had a curtailed yr. again because of illness.4 yrs loan owed!! No degree.
She would dearly like to get back to study but is anxious about the size of her loan and doesn't want to add even more to it. The anxiety is making her poorly; and her doc. is aware of this.
Her M.P. is asking David Willets to change the law. Pls lobby!! Your child could be caught!
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illness& student loans
1 reply
jan2net · 09/01/2011 17:34
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