I'm divorcing STBXH because of his behaviour (silent treatment, gaslighting etc.) but am thinking of waiting to divorce after a separation so we can do it no fault. This is mainly because he says he'll defend and partly to keep things as amicable as possible. I know they all say they'll defend and hardly ever do but he has a track record of spending money on legal actions against people costing ££ (and losing) to defend his honour/rights/reputation so he may well be in the tiny percentage that do defend.
It has taken him months to actually realise I'm serious and start to talk practicalities but he now says he would be happy for us to separate, sell our house and split the proceeds 50/50. We would then agree how to handle all other finances between us (pensions etc.) ready for when the divorce happens but be free to spend our half from the house sale on each getting new homes.
I think we'll end up splitting everything 50/50 when we divorce (long marriage, adult kids, no debt other than mortgage) so this seems a reasonable option. My question is about how sensible it would be for me to take my half and put it towards a property in my own name?
I have a good job with a decent salary so could get some kind of mortgage I think and be able to buy something but how would lenders view my separated status? Would they lend to me? Buying him out of our current house isn't an option as it would cost too much so we will have to sell.
Has anyone done this and got tales good or bad that could help me decide what to do next? Any advice would be very much appreciated.
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Divorce/separation
Should I Buy a House While Separated?
13 replies
Somefantasticplace · 12/07/2020 15:34
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