Please help! Left a man with mental health issues 6 months ago - he was emotionally abusive - never felt better! But confused about what to do now from financial POV as want to buy house (shared ownership)
1 ds aged 2 who is living with me. I work full time and earn good money. Soon to be ex has barely ever worked and this was a major reason for split and fighting during marriage. He now lives in sheltered accommodation provided due to mental health issues and claims disability and other benefits. I don't get (and will probably never get) any maintenance from him for DS and childcare is all paid for by me.
I have been voluntarily helping him out with some maintenance for the last 6 months while he gets himself sorted. No assets except car which we've agreed to sell and split 50/50. Both have credit card debts (separate).
I have been offered a shared ownership flat which I want to get (due to security of tenure, not wasting money on london rent) and parents are gifting me 15,000 deposit.
Haven't done divorce proceedings yet but when I do I want to go for clean break financial settlement. I should have addressed this before but the emotional stress of separation and juggling work and caring for my son has meant I've avoided this til now...
I need to buy a shared ownership flat NOW for a variety of reasons but given we are still married would this cause any issues re assets? I'm guessing not as apart from deposit there is no equity accrued and me and ds need somewhere to live (have been living with parents and friends while I get over this part of my life)
Please help!
Also husband is still wanting more money from me to support him but I need to focus on me and DS now..
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Divorce/separation
Buying flat - not divorced yet - a bit complex..
7 replies
rosethorn76 · 04/02/2017 07:25
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