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Can anyone reccomend a good app for tracking spending

15 replies

Mammamooandboo · 26/04/2017 07:52

Struggling financially and at the end of every month im left with either nothing or going over my overdraft which obviously leaves me with charges eith my bank. I need to take control of what im spending my money on. Im looking for good apps where i can log what i am buying and have a samsung phone. Any ideas?

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Fma14 · 26/04/2017 07:55

I've just downloaded Momzo, you get a card linked to the app that you put your budget for that week or month or whatever and use that for any spending then it gives you alerts when you're nearing the limit, shows your spending in pictures graphs etc

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L238 · 26/04/2017 12:24

I really like an app called Pariti, I have it on iPhone but I think there is an Android version. Links all your credit cards/bank accounts so you get a good overview. Monzo is also great - you load the card with what you can afford to spend & their app is great

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Creditnote · 01/05/2017 07:55

Good budget is free and easy to use. You just need to remember to log everything you spend.

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SweetLuck · 08/05/2017 21:00

YNAB

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Eatingcheeseontoast · 08/05/2017 21:01

Toshl is good ans easy to use.

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LadyDowagerHatt · 09/05/2017 20:52

Try Pegg - it is a bot which you use in fb messenger, it constructs your accounts once you tell it your income and outgoings.

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hollytom · 09/05/2017 21:32

Daily budget is a good one you put in your income and expenses and then it works out a daily amount you can see.

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fiftyplustwo · 11/05/2017 17:56

Don't overdo it -- a plain notebook and a pen will work just as well. Pull it out every time you buy something and jot down the amount and what it was for. If you buy a small (very small) notebook maybe you can stick it in your wallet or handbag.

You could start with going through your memory, do you buy a lot of coffee, snacks, eating out, going out in the evening? A lot on clothes, shoes, etc? Do you have a lot of expensive loans with high interest rate charges, sucking out money?

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SomewhereOver · 11/05/2017 17:58

Another vote for Monzo - its brilliant and you get a cool bright orange card too!

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allthebestplease · 12/05/2017 17:09

I started using ynab and loved it and learnt a lot from it but ultimately now I just use cash and write everything down on paper spends. It is so revealing. I do an over all budget each month using excel and budget to zero.

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user1497212915 · 28/06/2017 21:12

I've got GoodBudget on my phone. It's much simpler for me to use than some of the others xx

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Puffpaw · 29/06/2017 20:44

I also like goodbudget, it's so easy to use, and I love the reports!

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Cocklodger · 02/07/2017 06:39

YNAB is good but you need to set it up on a laptop first,
It also costs money but you do get a month free to see how you go with it.
If this isn't an option Fudget is good, free too.

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Silvertap · 02/07/2017 07:06

Ynab revolutionised by spending

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MyBeautifulLaunderette2 · 11/07/2017 13:25

I use Credit & Debit, it's a useful (yet Apple-only) app.

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