I have a 3.8 yr old in pre school 4 mornings a week and a 14 mo. My DH works FT and I work PT 25 hrs p/w. My childcare has always been my mil (v lucky I know!) but recently she has been struggling and is no longer able to help. I can't afford childcare as neither of us are on high wages. We have a mortgage (which I'm looking to try and reduce by extending the term) but I'm unsure as to what help we can get if I need to give up work (which looks like the only option) to look after the children.
My DH's income is around £20k (dependant on OT)
Can anyone give me an idea as to what help we could get? All I receive is child benefit, I've never not worked (apart from mat leave) so this is all very scary to me.
TIA
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VioletShmiolet · 13/09/2016 09:04
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