DH and I regularly save money into a credit union account, to hopefully go towards a house move or renovation in a few years. I'd like to also have an online account where I can move over money from my current a/c when I have a bit to spare. A few I have looked at (admittedly not in great detail ) stipulate a monthly DD which I don't want to commit to. If such a thing exists, I would like an account that I can move x amount into and then "allocate" my savings within it e.g car tax, holiday fund etc.... like my mam and her envelopes and tins in the 80s. Any recommendations?
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